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PSBQ vs CL: Dividend Comparison 2026

PSBQ yields 2.45% · CL yields 2.43%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 PSBQ wins by $32.41M in total portfolio value
10 years
PSBQ
PSBQ
● Live price
2.45%
Share price
$27.74
Annual div
$0.68
5Y div CAGR
90.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$32.45M
Annual income
$28,796,016.90
Full PSBQ calculator →
CL
CL
● Live price
2.43%
Share price
$85.73
Annual div
$2.08
5Y div CAGR
28.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$40.8K
Annual income
$5,401.96
Full CL calculator →

Portfolio growth — PSBQ vs CL

📍 PSBQ pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPSBQCL
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, PSBQ + CL cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PSBQ pays
CL pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PSBQ
Annual income on $10K today (after 15% tax)
$208.36/yr
After 10yr DRIP, annual income (after tax)
$24,476,614.37/yr
CL
Annual income on $10K today (after 15% tax)
$206.23/yr
After 10yr DRIP, annual income (after tax)
$4,591.67/yr
At 15% tax rate, PSBQ beats the other by $24,472,022.70/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PSBQ + CL for your $10,000?

PSBQ: 50%CL: 50%
100% CL50/50100% PSBQ
Portfolio after 10yr
$16.24M
Annual income
$14,400,709.43/yr
Blended yield
88.65%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on CL right now

PSBQ
No analyst data
Altman Z
-0.1
Piotroski
9/9
CL
Analyst Ratings
17
Buy
24
Hold
2
Sell
Consensus: Hold
Price Target
$92.45
+7.8% upside vs current
Range: $85.00 — $100.00
Altman Z
4.5
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PSBQ buys
0
CL buys
0
No recent congressional trades found for PSBQ or CL in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPSBQCL
Forward yield2.45%2.43%
Annual dividend / share$0.68$2.08
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR90.6%28.6%
Portfolio after 10y$32.45M$40.8K
Annual income after 10y$28,796,016.90$5,401.96
Total dividends collected$32.14M$18.0K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: PSBQ vs CL ($10,000, DRIP)

YearPSBQ PortfolioPSBQ Income/yrCL PortfolioCL Income/yrGap
1← crossover$11,167$467.22$11,012$312.01+$155.00PSBQ
2$12,878$929.42$12,196$412.95+$682.00PSBQ
3$15,689$1,909.25$13,599$549.66+$2.1KPSBQ
4$20,931$4,143.24$15,288$736.64+$5.6KPSBQ
5$32,242$9,846.06$17,353$995.28+$14.9KPSBQ
6$61,516$27,017.16$19,926$1,357.80+$41.6KPSBQ
7$157,644$91,822.07$23,194$1,873.82+$134.4KPSBQ
8$587,836$419,157.00$27,439$2,621.52+$560.4KPSBQ
9$3,413,147$2,784,162.41$33,088$3,727.38+$3.38MPSBQ
10$32,448,084$28,796,016.90$40,806$5,401.96+$32.41MPSBQ

PSBQ vs CL: Complete Analysis 2026

PSBQStock

PSB Holdings, Inc. operates as the holding company for Peoples State Bank that provides a range of retail consumer and commercial banking products and services to individuals and businesses. The company offers checking, savings, individual retirement, and money market accounts, as well as certificates of deposit; and certificate of deposit account registry services. It also provides debit, prepaid, and credit cards; fixed and adjustable rate mortgages; guaranteed rural housing, veterans administration, federal housing administration, construction, land, auto, personal, and student loans; home equity line of credit and loans; overdrafts; business lines of credit, equipment financing, healthcare specialty lending, small business administration loans, and business real estate financing; and business acquisition and buy-outs, and cash management services. In addition, the company offers private banking services; e-statements; investment and insurance products; commercial treasury management services; sweeps and zero balance accounts; and online bill pay, fraud protection, automated clearing house, on-site deposit, and merchant services, as well as online and mobile banking services. As of January 28, 2022, it operated ten full-service banking locations in Marathon, Oneida, Vilas, Milwaukee, and Waukesha counties, Wisconsin; and a loan production office in Stevens Point, Wisconsin. The company was founded in 1962 and is headquartered in Wausau, Wisconsin.

Full PSBQ Calculator →

CLConsumer Staples

Colgate-Palmolive Company, together with its subsidiaries, manufactures and sells consumer products worldwide. The company operates through two segments, Oral, Personal and Home Care; and Pet Nutrition. The Oral, Personal and Home Care segment offers toothpaste, toothbrushes, mouthwash, bar and liquid hand soaps, shower gels, shampoos, conditioners, deodorants and antiperspirants, skin health products, dishwashing detergents, fabric conditioners, household cleaners, and other related items. This segment markets and sells its products under various brands, which include Colgate, Darlie, elmex, hello, meridol, Sorriso, Tom's of Maine, Irish Spring, Palmolive, Protex, Sanex, Softsoap, Lady Speed Stick, Speed Stick, EltaMD, Filorga, PCA SKIN, Ajax, Axion, Fabuloso, Murphy, Suavitel, Soupline, and Cuddly to a range of traditional and eCommerce retailers, wholesalers, and distributors. It also includes pharmaceutical products for dentists and other oral health professionals. The Pet Nutrition segment offers pet nutrition products for everyday nutritional needs under the Hill's Science Diet brand; and a range of therapeutic products to manage disease conditions in dogs and cats under the Hill's Prescription Diet brand. This segment markets and sells its products through pet supply retailers, veterinarians, and eCommerce retailers. Colgate-Palmolive Company was founded in 1806 and is headquartered in New York, New York.

Full CL Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.