Is PSBQ or DVY a better dividend investment in 2026?

PSBQ currently yields 2.45% with a 5% 5-year dividend growth rate. DVY yields 3.50% with 5% growth. The better choice depends on your goal: DVY offers higher current income.

What is the dividend yield difference between PSBQ and DVY?

PSBQ has a forward dividend yield of 2.45% ($0.68/share annually). DVY yields 3.50% ($5.25/share annually). The yield gap is 1.05 percentage points.

Home › Compare › PSBQ vs DVY

PSBQ vs DVY: Dividend Comparison 2026

PSBQ yields 2.45% · DVY yields 3.50%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 PSBQ wins by $32.42M in total portfolio value

INVESTMENT

TIME HORIZON10 years

PSBQ

● Live price

2.45%

Share price

$27.74

Annual div

$0.68

5Y div CAGR

90.6%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$32.45M

Annual income

$28,796,016.90

Full PSBQ calculator →

DVY

● Live price

3.50%

Share price

$150.03

Annual div

$5.25

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.1K

Annual income

$437.78

Full DVY calculator →

Portfolio growth — PSBQ vs DVY

📍 PSBQ pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	PSBQ	DVY
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, PSBQ + DVY cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

—

May

—

Jun

—

Jul

—

Aug

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Sep

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Oct

—

Nov

—

Dec

—

PSBQ pays

DVY pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PSBQ

Annual income on $10K today (after 15% tax)

$208.36/yr

After 10yr DRIP, annual income (after tax)

$24,476,614.37/yr

DVY

Annual income on $10K today (after 15% tax)

$297.17/yr

After 10yr DRIP, annual income (after tax)

$372.11/yr

At 15% tax rate, PSBQ beats the other by $24,476,242.25/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of PSBQ + DVY for your $10,000?

PSBQ: 50%DVY: 50%

100% DVY50/50100% PSBQ

Portfolio after 10yr

$16.24M

Annual income

$14,398,227.34/yr

Blended yield

88.68%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PSBQ buys

DVY buys

No recent congressional trades found for PSBQ or DVY in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricPSBQDVY

Forward yield	2.45%	3.50% ✓
Annual dividend / share	$0.68	$5.25 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	90.6% ✓	0%
Portfolio after 10y	$32.45M ✓	$25.1K
Annual income after 10y	$28,796,016.90 ✓	$437.78
Total dividends collected	$32.14M ✓	$4.0K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: PSBQ vs DVY ($10,000, DRIP)

Year	PSBQ Portfolio	PSBQ Income/yr	DVY Portfolio	DVY Income/yr	Gap
1← crossover	$11,167	$467.22	$11,050	$349.62	+$117.00 → PSBQ
2	$12,878	$929.42	$12,184	$361.04	+$694.00 → PSBQ
3	$15,689	$1,909.25	$13,409	$372.07	+$2.3K → PSBQ
4	$20,931	$4,143.24	$14,730	$382.68	+$6.2K → PSBQ
5	$32,242	$9,846.06	$16,154	$392.89	+$16.1K → PSBQ
6	$61,516	$27,017.16	$17,688	$402.69	+$43.8K → PSBQ
7	$157,644	$91,822.07	$19,338	$412.07	+$138.3K → PSBQ
8	$587,836	$419,157.00	$21,113	$421.04	+$566.7K → PSBQ
9	$3,413,147	$2,784,162.41	$23,020	$429.61	+$3.39M → PSBQ
10	$32,448,084	$28,796,016.90	$25,070	$437.78	+$32.42M → PSBQ

PSBQ vs DVY: Complete Analysis 2026

PSBQ — Stock

PSB Holdings, Inc. operates as the holding company for Peoples State Bank that provides a range of retail consumer and commercial banking products and services to individuals and businesses. The company offers checking, savings, individual retirement, and money market accounts, as well as certificates of deposit; and certificate of deposit account registry services. It also provides debit, prepaid, and credit cards; fixed and adjustable rate mortgages; guaranteed rural housing, veterans administration, federal housing administration, construction, land, auto, personal, and student loans; home equity line of credit and loans; overdrafts; business lines of credit, equipment financing, healthcare specialty lending, small business administration loans, and business real estate financing; and business acquisition and buy-outs, and cash management services. In addition, the company offers private banking services; e-statements; investment and insurance products; commercial treasury management services; sweeps and zero balance accounts; and online bill pay, fraud protection, automated clearing house, on-site deposit, and merchant services, as well as online and mobile banking services. As of January 28, 2022, it operated ten full-service banking locations in Marathon, Oneida, Vilas, Milwaukee, and Waukesha counties, Wisconsin; and a loan production office in Stevens Point, Wisconsin. The company was founded in 1962 and is headquartered in Wausau, Wisconsin.

Full PSBQ Calculator →

DVY — ETF

The iShares Select Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full DVY Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.