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PSBQ vs YUM: Dividend Comparison 2026

PSBQ yields 2.45% · YUM yields 1.86%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 PSBQ wins by $32.34M in total portfolio value
10 years
PSBQ
PSBQ
● Live price
2.45%
Share price
$27.74
Annual div
$0.68
5Y div CAGR
90.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$32.45M
Annual income
$28,796,016.90
Full PSBQ calculator →
YUM
YUM
● Live price
1.86%
Share price
$154.59
Annual div
$2.88
5Y div CAGR
51.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$107.9K
Annual income
$40,443.52
Full YUM calculator →

Portfolio growth — PSBQ vs YUM

📍 PSBQ pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPSBQYUM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PSBQ + YUM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PSBQ pays
YUM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PSBQ
Annual income on $10K today (after 15% tax)
$208.36/yr
After 10yr DRIP, annual income (after tax)
$24,476,614.37/yr
YUM
Annual income on $10K today (after 15% tax)
$158.35/yr
After 10yr DRIP, annual income (after tax)
$34,376.99/yr
At 15% tax rate, PSBQ beats the other by $24,442,237.37/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PSBQ + YUM for your $10,000?

PSBQ: 50%YUM: 50%
100% YUM50/50100% PSBQ
Portfolio after 10yr
$16.28M
Annual income
$14,418,230.21/yr
Blended yield
88.57%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on YUM right now

PSBQ
No analyst data
Altman Z
-0.1
Piotroski
9/9
YUM
Analyst Ratings
18
Buy
30
Hold
3
Sell
Consensus: Hold
Price Target
$173.15
+12.0% upside vs current
Range: $158.00 — $190.00
Altman Z
2.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PSBQ buys
0
YUM buys
0
No recent congressional trades found for PSBQ or YUM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPSBQYUM
Forward yield2.45%1.86%
Annual dividend / share$0.68$2.88
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR90.6%51.4%
Portfolio after 10y$32.45M$107.9K
Annual income after 10y$28,796,016.90$40,443.52
Total dividends collected$32.14M$81.2K
Payment frequencyquarterlyquarterly
SectorStockConsumer Discretionary

Year-by-year: PSBQ vs YUM ($10,000, DRIP)

YearPSBQ PortfolioPSBQ Income/yrYUM PortfolioYUM Income/yrGap
1← crossover$11,167$467.22$10,982$282.06+$185.00PSBQ
2$12,878$929.42$12,189$438.29+$689.00PSBQ
3$15,689$1,909.25$13,731$688.32+$2.0KPSBQ
4$20,931$4,143.24$15,789$1,097.12+$5.1KPSBQ
5$32,242$9,846.06$18,679$1,785.08+$13.6KPSBQ
6$61,516$27,017.16$22,975$2,988.18+$38.5KPSBQ
7$157,644$91,822.07$29,784$5,200.49+$127.9KPSBQ
8$587,836$419,157.00$41,408$9,539.16+$546.4KPSBQ
9$3,413,147$2,784,162.41$63,071$18,765.27+$3.35MPSBQ
10$32,448,084$28,796,016.90$107,930$40,443.52+$32.34MPSBQ

PSBQ vs YUM: Complete Analysis 2026

PSBQStock

PSB Holdings, Inc. operates as the holding company for Peoples State Bank that provides a range of retail consumer and commercial banking products and services to individuals and businesses. The company offers checking, savings, individual retirement, and money market accounts, as well as certificates of deposit; and certificate of deposit account registry services. It also provides debit, prepaid, and credit cards; fixed and adjustable rate mortgages; guaranteed rural housing, veterans administration, federal housing administration, construction, land, auto, personal, and student loans; home equity line of credit and loans; overdrafts; business lines of credit, equipment financing, healthcare specialty lending, small business administration loans, and business real estate financing; and business acquisition and buy-outs, and cash management services. In addition, the company offers private banking services; e-statements; investment and insurance products; commercial treasury management services; sweeps and zero balance accounts; and online bill pay, fraud protection, automated clearing house, on-site deposit, and merchant services, as well as online and mobile banking services. As of January 28, 2022, it operated ten full-service banking locations in Marathon, Oneida, Vilas, Milwaukee, and Waukesha counties, Wisconsin; and a loan production office in Stevens Point, Wisconsin. The company was founded in 1962 and is headquartered in Wausau, Wisconsin.

Full PSBQ Calculator →

YUMConsumer Discretionary

YUM! Brands, Inc., together with its subsidiaries, develops, operates, and franchises quick service restaurants worldwide. It operates through four segments: the KFC Division, the Taco Bell Division, the Pizza Hut Division, and the Habit Burger Grill Division. The company operates restaurants under the KFC, Pizza Hut, Taco Bell, and The Habit Burger Grill brands, which specialize in chicken, pizza, made-to-order chargrilled burgers, sandwiches, Mexican-style food categories, and other food products. As of December 31, 2021, it had 26,934 KFC units; 18,381 Pizza Hut units; 7,791 Taco Bell units; and 318 The Habit Burger Grill units in approximately 157 countries and territories. The company was formerly known as TRICON Global Restaurants, Inc. and changed its name to YUM! Brands, Inc. in May 2002. YUM! Brands, Inc. was incorporated in 1997 and is headquartered in Louisville, Kentucky.

Full YUM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.