HomeComparePSCD vs VYM

PSCD vs VYM: Dividend Comparison 2026

PSCD yields 0.97% · VYM yields 2.41%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 VYM wins by $6.8K in total portfolio value
10 years
PSCD
PSCD
● Live price
0.97%
Share price
$102.14
Annual div
$0.99
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.1K
Annual income
$103.53
Full PSCD calculator →
VYM
Vanguard High Dividend Yield ETF
● Live price
2.41%
Share price
$145.48
Annual div
$3.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.8K
Annual income
$278.55
Full VYM calculator →

Portfolio growth — PSCD vs VYM

📍 VYM pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPSCDVYM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PSCD + VYM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PSCD pays
VYM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PSCD
Annual income on $10K today (after 15% tax)
$82.62/yr
After 10yr DRIP, annual income (after tax)
$88.00/yr
VYM
Annual income on $10K today (after 15% tax)
$205.23/yr
After 10yr DRIP, annual income (after tax)
$236.77/yr
At 15% tax rate, VYM beats the other by $148.77/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PSCD + VYM for your $10,000?

PSCD: 50%VYM: 50%
100% VYM50/50100% PSCD
Portfolio after 10yr
$24.4K
Annual income
$191.03/yr
Blended yield
0.78%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PSCD buys
0
VYM buys
0
No recent congressional trades found for PSCD or VYM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPSCDVYM
Forward yield0.97%2.41%
Annual dividend / share$0.99$3.51
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$21.1K$27.8K
Annual income after 10y$103.53$278.55
Total dividends collected$1.0K$2.6K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: PSCD vs VYM ($10,000, DRIP)

YearPSCD PortfolioPSCD Income/yrVYM PortfolioVYM Income/yrGap
1← crossover$10,797$97.20$11,151$241.44$354.00VYM
2$11,651$98.08$12,413$246.79$762.00VYM
3$12,566$98.91$13,794$251.79$1.2KVYM
4$13,545$99.70$15,306$256.47$1.8KVYM
5$14,593$100.44$16,960$260.84$2.4KVYM
6$15,716$101.13$18,768$264.92$3.1KVYM
7$16,918$101.79$20,745$268.71$3.8KVYM
8$18,205$102.41$22,905$272.24$4.7KVYM
9$19,582$102.99$25,265$275.51$5.7KVYM
10$21,056$103.53$27,842$278.55$6.8KVYM

PSCD vs VYM: Complete Analysis 2026

PSCDStock

The Invesco S&P SmallCap Consumer Discretionary ETF (Fund) is based on the S&P SmallCap 600 Capped Consumer Discretionary Index (Index). The Fund will normally invest at least 90% of its total assets in the securities that comprise the Index. The Index is designed to measure the overall performance of common stocks of US consumer discretionary companies. These companies are principally engaged in providing consumer goods and services that are cyclical in nature, including retail, automotive, leisure and recreation, media and real estate.The Index is a subset of the S&P SmallCap 600 Index, which is a float-adjusted, market-capitalization-weighted index reflecting the US small-cap market. The Fund and the Index are rebalanced and reconstituted quarterly.

Full PSCD Calculator →

VYMETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.