Is PSCQ or SCHD a better dividend investment in 2026?

PSCQ currently yields 7.01% with a 5% 5-year dividend growth rate. SCHD yields 3.46% with 13.05% growth. The better choice depends on your goal: PSCQ offers higher current income.

What is the dividend yield difference between PSCQ and SCHD?

PSCQ has a forward dividend yield of 7.01% ($2.00/share annually). SCHD yields 3.46% ($1.06/share annually). The yield gap is 3.55 percentage points.

Home › Compare › PSCQ vs SCHD

PSCQ vs SCHD: Dividend Comparison 2026

PSCQ yields 7.01% · SCHD yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 PSCQ wins by $2.8K in total portfolio value

INVESTMENT

TIME HORIZON10 years

PSCQ

● Live price

7.01%

Share price

$28.54

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$31.8K

Annual income

$1,093.60

Full PSCQ calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.46%

Share price

$30.48

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$425.95

Full SCHD calculator →

Portfolio growth — PSCQ vs SCHD

📍 PSCQ pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	PSCQ	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, PSCQ + SCHD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Aug

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Sep

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Oct

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Nov

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Dec

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PSCQ pays

SCHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PSCQ

Annual income on $10K today (after 15% tax)

$595.66/yr

After 10yr DRIP, annual income (after tax)

$929.56/yr

SCHD

Annual income on $10K today (after 15% tax)

$294.40/yr

After 10yr DRIP, annual income (after tax)

$362.06/yr

At 15% tax rate, PSCQ beats the other by $567.50/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of PSCQ + SCHD for your $10,000?

PSCQ: 50%SCHD: 50%

100% SCHD50/50100% PSCQ

Portfolio after 10yr

$30.4K

Annual income

$759.77/yr

Blended yield

2.50%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PSCQ buys

SCHD buys

Politician	Chamber	Ticker	Type	Amount	Date
Virginia Foxx	🏢 House	$SCHD	▼ Sell	$50,001 - $100,000	2023-03-08
Steve Cohen	🏢 House	$SCHD	▲ Buy	$50,001 - $100,000	2022-07-29
Hakeem S. Jeffries	🏢 House	$SCHD	▲ Buy	$15,001 - $50,000	2021-04-12
Mikie Sherrill	🏢 House	$SCHD	▲ Buy	$100,001 - $250,000	2020-02-21

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricPSCQSCHD

Forward yield	7.01% ✓	3.46%
Annual dividend / share	$2.00 ✓	$1.06
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$31.8K ✓	$29.0K
Annual income after 10y	$1,093.60 ✓	$425.95
Total dividends collected	$9.0K ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: PSCQ vs SCHD ($10,000, DRIP)

Year	PSCQ Portfolio	PSCQ Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$11,401	$700.77	$11,226	$346.36	+$175.00 → PSCQ
2	$12,945	$746.67	$12,572	$357.38	+$373.00 → PSCQ
3	$14,644	$792.37	$14,046	$367.84	+$598.00 → PSCQ
4	$16,507	$837.69	$15,660	$377.73	+$847.00 → PSCQ
5	$18,545	$882.48	$17,425	$387.07	+$1.1K → PSCQ
6	$20,769	$926.57	$19,354	$395.86	+$1.4K → PSCQ
7	$23,193	$969.84	$21,461	$404.13	+$1.7K → PSCQ
8	$25,829	$1,012.16	$23,762	$411.89	+$2.1K → PSCQ
9	$28,690	$1,053.44	$26,272	$419.15	+$2.4K → PSCQ
10	$31,792	$1,093.60	$29,010	$425.95	+$2.8K → PSCQ

PSCQ vs SCHD: Complete Analysis 2026

PSCQ — Stock

An exchange traded fund (ETF) that seeks to match returns, before fees and expenses, of the SPDR S&P 500 ETF Trust (the “underlying ETF”) up to a predetermined upside cap (the “Cap”), while also providing a downside risk mitigation buffer (the “Buffer”) over an approximate one-year period.

Full PSCQ Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.