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PSFJ vs HDV: Dividend Comparison 2026

PSFJ yields 6.19% · HDV yields 2.92%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 PSFJ wins by $5.8K in total portfolio value
10 years
PSFJ
PSFJ
● Live price
6.19%
Share price
$32.32
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$30.1K
Annual income
$917.77
Full PSFJ calculator →
HDV
iShares Core High Dividend ETF
● Live price
2.92%
Share price
$135.39
Annual div
$3.96
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.3K
Annual income
$352.73
Full HDV calculator →

Portfolio growth — PSFJ vs HDV

📍 PSFJ pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPSFJHDV
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, PSFJ + HDV cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
PSFJ pays
HDV pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PSFJ
Annual income on $10K today (after 15% tax)
$525.99/yr
After 10yr DRIP, annual income (after tax)
$780.10/yr
HDV
Annual income on $10K today (after 15% tax)
$248.52/yr
After 10yr DRIP, annual income (after tax)
$299.82/yr
At 15% tax rate, PSFJ beats the other by $480.28/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PSFJ + HDV for your $10,000?

PSFJ: 50%HDV: 50%
100% HDV50/50100% PSFJ
Portfolio after 10yr
$27.2K
Annual income
$635.25/yr
Blended yield
2.34%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PSFJ buys
0
HDV buys
0
No recent congressional trades found for PSFJ or HDV in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPSFJHDV
Forward yield6.19% ✓2.92%
Annual dividend / share$2.00$3.96 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$30.1K ✓$24.3K
Annual income after 10y$917.77 ✓$352.73
Total dividends collected$7.7K ✓$3.2K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: PSFJ vs HDV ($10,000, DRIP)

YearPSFJ PortfolioPSFJ Income/yrHDV PortfolioHDV Income/yrGap
1← crossover$11,319$618.81$11,002$292.38+$317.00 → PSFJ
2$12,766$654.60$12,084$300.36+$682.00 → PSFJ
3$14,349$689.98$13,250$308.02+$1.1K → PSFJ
4$16,079$724.83$14,506$315.35+$1.6K → PSFJ
5$17,963$759.05$15,858$322.35+$2.1K → PSFJ
6$20,013$792.54$17,313$329.04+$2.7K → PSFJ
7$22,239$825.22$18,878$335.42+$3.4K → PSFJ
8$24,653$857.02$20,560$341.49+$4.1K → PSFJ
9$27,267$887.89$22,367$347.25+$4.9K → PSFJ
10$30,093$917.77$24,307$352.73+$5.8K → PSFJ

PSFJ vs HDV: Complete Analysis 2026

PSFJ — Stock

An exchange traded fund (ETF) that seeks to match returns, before fees and expenses, of the SPDR S&P 500 ETF Trust (the “underlying ETF”) up to a predetermined upside cap (the “Cap”), while also providing a downside risk mitigation buffer (the “Buffer”) over an approximate one-year period.

Full PSFJ Calculator →

HDV — ETF

The iShares Core High Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full HDV Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.