Is PSFM or YUM a better dividend investment in 2026?

PSFM currently yields 6.23% with a 5% 5-year dividend growth rate. YUM yields 4.00% with 5% growth. The better choice depends on your goal: PSFM offers higher current income.

What is the dividend yield difference between PSFM and YUM?

PSFM has a forward dividend yield of 6.23% ($2.00/share annually). YUM yields 4.00% ($2.00/share annually). The yield gap is 2.23 percentage points.

Home › Compare › PSFM vs YUM

PSFM vs YUM: Dividend Comparison 2026

PSFM yields 6.23% · YUM yields 4.00%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 PSFM wins by $2.1K in total portfolio value

INVESTMENT

TIME HORIZON10 years

PSFM

● Live price

6.23%

Share price

$32.10

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$30.2K

Annual income

$926.44

Full PSFM calculator →

YUM

● Live price

4.00%

Share price

$50.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.0K

Annual income

$899.19

Full YUM calculator →

Portfolio growth — PSFM vs YUM

📍 PSFM pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	PSFM	YUM
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, PSFM + YUM cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

PSFM pays

YUM pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PSFM

Annual income on $10K today (after 15% tax)

$529.57/yr

After 10yr DRIP, annual income (after tax)

$787.47/yr

YUM

Annual income on $10K today (after 15% tax)

$340.00/yr

After 10yr DRIP, annual income (after tax)

$764.31/yr

At 15% tax rate, PSFM beats the other by $23.16/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PSFM + YUM for your $10,000?

PSFM: 50%YUM: 50%

100% YUM50/50100% PSFM

Portfolio after 10yr

$29.1K

Annual income

$912.82/yr

Blended yield

3.14%

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Analyst Conviction Gap

Where Wall Street is most bullish on YUM right now

PSFM

No analyst data

YUM

Analyst Ratings

Buy

Hold

Sell

Consensus: Hold

Price Target

$173.15

+246.3% upside vs current

Range: $158.00 — $190.00

Altman Z

2.6

Piotroski

6/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PSFM buys

YUM buys

No recent congressional trades found for PSFM or YUM in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricPSFMYUM

Forward yield	6.23% ✓	4.00%
Annual dividend / share	$2.00	$2.00
Payout ratio	50%	50%
1-year div growth	0%	5% ✓
5-year div CAGR	0%	5% ✓
Portfolio after 10y	$30.2K ✓	$28.0K
Annual income after 10y	$926.44 ✓	$899.19
Total dividends collected	$7.8K ✓	$6.4K
Payment frequency	quarterly	quarterly
Sector	Stock	Consumer Discretionary

Year-by-year: PSFM vs YUM ($10,000, DRIP)

Year	PSFM Portfolio	PSFM Income/yr	YUM Portfolio	YUM Income/yr	Gap
1← crossover	$11,323	$623.02	$11,120	$420.00	+$203.00 → PSFM
2	$12,775	$659.30	$12,357	$458.31	+$418.00 → PSFM
3	$14,364	$695.18	$13,721	$499.76	+$643.00 → PSFM
4	$16,100	$730.53	$15,227	$544.58	+$873.00 → PSFM
5	$17,993	$765.25	$16,885	$593.02	+$1.1K → PSFM
6	$20,051	$799.25	$18,713	$645.34	+$1.3K → PSFM
7	$22,287	$832.43	$20,724	$701.81	+$1.6K → PSFM
8	$24,712	$864.72	$22,938	$762.73	+$1.8K → PSFM
9	$27,338	$896.08	$25,372	$828.41	+$2.0K → PSFM
10	$30,178	$926.44	$28,047	$899.19	+$2.1K → PSFM

PSFM vs YUM: Complete Analysis 2026

PSFM — Stock

An exchange traded fund (ETF) that seeks to match returns, before fees and expenses, of the SPDR S&P 500 ETF Trust (the “underlying ETF”) up to a predetermined upside cap (the “Cap”), while also providing a downside risk mitigation buffer (the “Buffer”) over an approximate one-year period.

Full PSFM Calculator →

YUM — Consumer Discretionary

YUM is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in YUM shares.

Full YUM Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.