Is PSGAX or XYLD a better dividend investment in 2026?

PSGAX currently yields 58.29% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: PSGAX offers higher current income.

What is the dividend yield difference between PSGAX and XYLD?

PSGAX has a forward dividend yield of 58.29% ($8.29/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 47.31 percentage points.

Home › Compare › PSGAX vs XYLD

PSGAX vs XYLD: Dividend Comparison 2026

PSGAX yields 58.29% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 PSGAX wins by $573.5K in total portfolio value

INVESTMENT

TIME HORIZON10 years

PSGAX

● Live price

58.29%

Share price

$14.22

Annual div

$8.29

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$598.8K

Annual income

$136,875.62

Full PSGAX calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — PSGAX vs XYLD

📍 PSGAX pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	PSGAX	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, PSGAX + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

PSGAX pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PSGAX

Annual income on $10K today (after 15% tax)

$4,954.38/yr

After 10yr DRIP, annual income (after tax)

$116,344.28/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, PSGAX beats the other by $113,608.11/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of PSGAX + XYLD for your $10,000?

PSGAX: 50%XYLD: 50%

100% XYLD50/50100% PSGAX

Portfolio after 10yr

$312.1K

Annual income

$70,047.32/yr

Blended yield

22.45%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PSGAX buys

XYLD buys

No recent congressional trades found for PSGAX or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricPSGAXXYLD

Forward yield	58.29% ✓	10.98%
Annual dividend / share	$8.29 ✓	$4.30
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$598.8K ✓	$25.3K
Annual income after 10y	$136,875.62 ✓	$3,219.02
Total dividends collected	$493.8K ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: PSGAX vs XYLD ($10,000, DRIP)

Year	PSGAX Portfolio	PSGAX Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$16,529	$5,828.68	$10,818	$1,098.39	+$5.7K → PSGAX
2	$26,689	$9,003.77	$11,738	$1,222.51	+$15.0K → PSGAX
3	$42,145	$13,587.58	$12,774	$1,364.64	+$29.4K → PSGAX
4	$65,148	$20,052.47	$13,944	$1,527.86	+$51.2K → PSGAX
5	$98,677	$28,969.14	$15,270	$1,715.87	+$83.4K → PSGAX
6	$146,593	$41,008.04	$16,775	$1,933.09	+$129.8K → PSGAX
7	$213,790	$56,935.13	$18,490	$2,184.87	+$195.3K → PSGAX
8	$306,356	$77,601.49	$20,450	$2,477.63	+$285.9K → PSGAX
9	$431,728	$103,926.58	$22,697	$2,819.19	+$409.0K → PSGAX
10	$598,824	$136,875.62	$25,280	$3,219.02	+$573.5K → PSGAX

PSGAX vs XYLD: Complete Analysis 2026

PSGAX — Stock

The investment seeks long-term capital appreciation. Under normal circumstances, the fund invests at least 80% of its assets in common stocks of small market capitalization companies. It pursues long-term capital appreciation in the small capitalization market while seeking to incur less risk than the small capitalization growth market. The fund invests in a select group of small market capitalization companies believed by the fund's subadviser to possess sustainable competitive advantages at prices the subadviser deems attractive.

Full PSGAX Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.