Is PSGCX or SCHD a better dividend investment in 2026?

PSGCX currently yields 94.19% with a 5% 5-year dividend growth rate. SCHD yields 3.46% with 13.05% growth. The better choice depends on your goal: PSGCX offers higher current income.

What is the dividend yield difference between PSGCX and SCHD?

PSGCX has a forward dividend yield of 94.19% ($8.29/share annually). SCHD yields 3.46% ($1.06/share annually). The yield gap is 90.73 percentage points.

Home › Compare › PSGCX vs SCHD

PSGCX vs SCHD: Dividend Comparison 2026

PSGCX yields 94.19% · SCHD yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 PSGCX wins by $26809692575136.08M in total portfolio value

INVESTMENT

TIME HORIZON10 years

PSGCX

● Live price

94.19%

Share price

$8.80

Annual div

$8.29

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$26809692575136.11M

Annual income

$26,755,122,094,933,470,000.00

Full PSGCX calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.46%

Share price

$30.48

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$425.95

Full SCHD calculator →

Portfolio growth — PSGCX vs SCHD

📍 PSGCX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	PSGCX	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, PSGCX + SCHD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

—

PSGCX pays

SCHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PSGCX

Annual income on $10K today (after 15% tax)

$8,005.82/yr

After 10yr DRIP, annual income (after tax)

$22,741,853,780,693,450,000.00/yr

SCHD

Annual income on $10K today (after 15% tax)

$294.40/yr

After 10yr DRIP, annual income (after tax)

$362.06/yr

At 15% tax rate, PSGCX beats the other by $22,741,853,780,693,450,000.00/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of PSGCX + SCHD for your $10,000?

PSGCX: 50%SCHD: 50%

100% SCHD50/50100% PSGCX

Portfolio after 10yr

$13404846287568.07M

Annual income

$13,377,561,047,466,736,000.00/yr

Blended yield

99.80%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PSGCX buys

SCHD buys

Politician	Chamber	Ticker	Type	Amount	Date
Virginia Foxx	🏢 House	$SCHD	▼ Sell	$50,001 - $100,000	2023-03-08
Steve Cohen	🏢 House	$SCHD	▲ Buy	$50,001 - $100,000	2022-07-29
Hakeem S. Jeffries	🏢 House	$SCHD	▲ Buy	$15,001 - $50,000	2021-04-12
Mikie Sherrill	🏢 House	$SCHD	▲ Buy	$100,001 - $250,000	2020-02-21

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricPSGCXSCHD

Forward yield	94.19% ✓	3.46%
Annual dividend / share	$8.29 ✓	$1.06
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	0%
Portfolio after 10y	$26809692575136.11M ✓	$29.0K
Annual income after 10y	$26,755,122,094,933,470,000.00 ✓	$425.95
Total dividends collected	$26806109787235.82M ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: PSGCX vs SCHD ($10,000, DRIP)

Year	PSGCX Portfolio	PSGCX Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$29,537	$18,837.23	$11,226	$346.36	+$18.3K → PSGCX
2	$135,605	$103,999.90	$12,572	$357.38	+$123.0K → PSGCX
3	$1,037,548	$892,450.75	$14,046	$367.84	+$1.02M → PSGCX
4	$13,873,499	$12,763,322.80	$15,660	$377.73	+$13.86M → PSGCX
5	$333,842,567	$318,997,923.16	$17,425	$387.07	+$333.83M → PSGCX
6	$14,705,159,040	$14,347,947,493.23	$19,354	$395.86	+$14705.14M → PSGCX
7	$1,197,044,876,486	$1,181,310,356,313.17	$21,461	$404.13	+$1197044.86M → PSGCX
8	$181,023,403,286,699	$179,742,565,268,859.40	$23,762	$411.89	+$181023403.26M → PSGCX
9	$51,000,448,787,510,120	$50,806,753,745,993,350.00	$26,272	$419.15	+$51000448787.48M → PSGCX
10	$26,809,692,575,136,110,000	$26,755,122,094,933,470,000.00	$29,010	$425.95	+$26809692575136.08M → PSGCX

PSGCX vs SCHD: Complete Analysis 2026

PSGCX — Stock

The investment seeks long-term capital appreciation. Under normal circumstances, the fund invests at least 80% of its assets in common stocks of small market capitalization companies. It pursues long-term capital appreciation in the small capitalization market while seeking to incur less risk than the small capitalization growth market. The fund invests in a select group of small market capitalization companies believed by the fund's subadviser to possess sustainable competitive advantages at prices the subadviser deems attractive.

Full PSGCX Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.