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PSK vs SCHD: Dividend Comparison 2026

PSK yields 7.02% · SCHD yields 3.46%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 PSK wins by $2.8K in total portfolio value
10 years
PSK
PSK
● Live price
7.02%
Share price
$30.79
Annual div
$2.16
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.8K
Annual income
$1,095.29
Full PSK calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — PSK vs SCHD

📍 PSK pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPSKSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PSK + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PSK pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PSK
Annual income on $10K today (after 15% tax)
$596.30/yr
After 10yr DRIP, annual income (after tax)
$931.00/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, PSK beats the other by $568.94/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PSK + SCHD for your $10,000?

PSK: 50%SCHD: 50%
100% SCHD50/50100% PSK
Portfolio after 10yr
$30.4K
Annual income
$760.61/yr
Blended yield
2.50%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PSK buys
0
SCHD buys
0
No recent congressional trades found for PSK or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPSKSCHD
Forward yield7.02%3.46%
Annual dividend / share$2.16$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$31.8K$29.0K
Annual income after 10y$1,095.29$425.95
Total dividends collected$9.0K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: PSK vs SCHD ($10,000, DRIP)

YearPSK PortfolioPSK Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,402$701.53$11,226$346.36+$176.00PSK
2$12,947$747.52$12,572$357.38+$375.00PSK
3$14,647$793.32$14,046$367.84+$601.00PSK
4$16,511$838.75$15,660$377.73+$851.00PSK
5$18,550$883.64$17,425$387.07+$1.1KPSK
6$20,777$927.84$19,354$395.86+$1.4KPSK
7$23,202$971.21$21,461$404.13+$1.7KPSK
8$25,840$1,013.64$23,762$411.89+$2.1KPSK
9$28,704$1,055.03$26,272$419.15+$2.4KPSK
10$31,808$1,095.29$29,010$425.95+$2.8KPSK

PSK vs SCHD: Complete Analysis 2026

PSKStock

The State Street SPDR ICE Preferred Securities ETF seeks to provide investment results that, before fees and expenses, correspond generally to the total return performance of the ICE Exchange-Listed Fixed & Adjustable Rate Preferred Securities Index (the "Index")Seeks to provide exposure to preferred securities that are non-convertible, have a par amount of $25, and maintain a minimum par value of $250 millionThe Index holdings are required to be rated investment grade by either Moody's Investors Service, Inc. or S&P Global Ratings.

Full PSK Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.