Is PSMB or RYLD a better dividend investment in 2026?

PSMB currently yields 13.52% with a 5% 5-year dividend growth rate. RYLD yields 12.39% with 5% growth. The better choice depends on your goal: PSMB offers higher current income.

What is the dividend yield difference between PSMB and RYLD?

PSMB has a forward dividend yield of 13.52% ($2.00/share annually). RYLD yields 12.39% ($1.81/share annually). The yield gap is 1.13 percentage points.

Home › Compare › PSMB vs RYLD

PSMB vs RYLD: Dividend Comparison 2026

PSMB yields 13.52% · RYLD yields 12.39%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 PSMB wins by $3.4K in total portfolio value

INVESTMENT

TIME HORIZON10 years

PSMB

● Live price

13.52%

Share price

$14.79

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$48.7K

Annual income

$3,130.62

Full PSMB calculator →

RYLD

● Live price

12.39%

Share price

$14.64

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$45.3K

Annual income

$2,682.98

Full RYLD calculator →

Portfolio growth — PSMB vs RYLD

📍 PSMB pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	PSMB	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, PSMB + RYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

PSMB pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PSMB

Annual income on $10K today (after 15% tax)

$1,149.43/yr

After 10yr DRIP, annual income (after tax)

$2,661.03/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,053.44/yr

After 10yr DRIP, annual income (after tax)

$2,280.53/yr

At 15% tax rate, PSMB beats the other by $380.49/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of PSMB + RYLD for your $10,000?

PSMB: 50%RYLD: 50%

100% RYLD50/50100% PSMB

Portfolio after 10yr

$47.0K

Annual income

$2,906.80/yr

Blended yield

6.19%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PSMB buys

RYLD buys

No recent congressional trades found for PSMB or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricPSMBRYLD

Forward yield	13.52% ✓	12.39%
Annual dividend / share	$2.00 ✓	$1.81
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$48.7K ✓	$45.3K
Annual income after 10y	$3,130.62 ✓	$2,682.98
Total dividends collected	$22.1K ✓	$19.4K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: PSMB vs RYLD ($10,000, DRIP)

Year	PSMB Portfolio	PSMB Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$12,052	$1,352.27	$11,939	$1,239.34	+$113.00 → PSMB
2	$14,419	$1,523.16	$14,158	$1,382.89	+$261.00 → PSMB
3	$17,131	$1,703.07	$16,682	$1,532.59	+$449.00 → PSMB
4	$20,222	$1,891.06	$19,537	$1,687.64	+$685.00 → PSMB
5	$23,723	$2,086.15	$22,752	$1,847.20	+$971.00 → PSMB
6	$27,671	$2,287.29	$26,355	$2,010.43	+$1.3K → PSMB
7	$32,102	$2,493.39	$30,376	$2,176.45	+$1.7K → PSMB
8	$37,052	$2,703.36	$34,847	$2,344.43	+$2.2K → PSMB
9	$42,562	$2,916.12	$39,800	$2,513.54	+$2.8K → PSMB
10	$48,672	$3,130.62	$45,269	$2,682.98	+$3.4K → PSMB

PSMB vs RYLD: Complete Analysis 2026

PSMB — Stock

The fund seeks to achieve its investment objective by allocating its assets using a balanced investment style that seeks to maximize the benefits of diversification, which focuses on investing portions of fund assets both in underlying ETFs that invest in fixed-income securities ("Fixed Income ETFs") as well as in underlying ETFs that invest primarily in equity securities ("Equity ETFs"). Specifically, the fund's target allocation is to invest approximately 45%-75% of its total assets in Equity ETFs and approximately 25%-55% of its total assets in Fixed Income ETFs.

Full PSMB Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.