HomeComparePSMD vs JEPQ

PSMD vs JEPQ: Dividend Comparison 2026

PSMD yields 6.27% · JEPQ yields 11.47%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 JEPQ wins by $15.5K in total portfolio value
10 years
PSMD
PSMD
● Live price
6.27%
Share price
$31.89
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$30.3K
Annual income
$934.99
Full PSMD calculator →
JEPQ
JPMorgan Nasdaq Equity Premium Income ETF
● Live price
11.47%
Share price
$53.77
Annual div
$6.16
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$45.8K
Annual income
$2,269.18
Full JEPQ calculator →

Portfolio growth — PSMD vs JEPQ

📍 JEPQ pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPSMDJEPQ
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PSMD + JEPQ cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PSMD pays
JEPQ pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PSMD
Annual income on $10K today (after 15% tax)
$533.08/yr
After 10yr DRIP, annual income (after tax)
$794.74/yr
JEPQ
Annual income on $10K today (after 15% tax)
$974.55/yr
After 10yr DRIP, annual income (after tax)
$1,928.80/yr
At 15% tax rate, JEPQ beats the other by $1,134.06/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PSMD + JEPQ for your $10,000?

PSMD: 50%JEPQ: 50%
100% JEPQ50/50100% PSMD
Portfolio after 10yr
$38.0K
Annual income
$1,602.09/yr
Blended yield
4.21%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PSMD buys
0
JEPQ buys
0
No recent congressional trades found for PSMD or JEPQ in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPSMDJEPQ
Forward yield6.27%11.47%
Annual dividend / share$2.00$6.16
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$30.3K$45.8K
Annual income after 10y$934.99$2,269.18
Total dividends collected$7.9K$17.1K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: PSMD vs JEPQ ($10,000, DRIP)

YearPSMD PortfolioPSMD Income/yrJEPQ PortfolioJEPQ Income/yrGap
1← crossover$11,327$627.16$11,967$1,146.53$640.00JEPQ
2$12,784$663.92$14,216$1,268.02$1.4KJEPQ
3$14,379$700.28$16,774$1,392.20$2.4KJEPQ
4$16,122$736.13$19,667$1,518.21$3.5KJEPQ
5$18,022$771.35$22,925$1,645.21$4.9KJEPQ
6$20,089$805.85$26,578$1,772.40$6.5KJEPQ
7$22,335$839.52$30,656$1,899.04$8.3KJEPQ
8$24,771$872.31$35,194$2,024.45$10.4KJEPQ
9$27,409$904.15$40,228$2,148.01$12.8KJEPQ
10$30,262$934.99$45,796$2,269.18$15.5KJEPQ

PSMD vs JEPQ: Complete Analysis 2026

PSMDStock

An exchange traded fund (ETF) that seeks to match returns, before fees and expenses, of the SPDR S&P 500 ETF Trust (the “underlying ETF”) up to a predetermined upside cap (the “Cap”), while also providing a downside risk mitigation buffer (the “Buffer”) over an approximate one-year period.

Full PSMD Calculator →

JEPQETF

The fund seeks to achieve this objective by (1) creating an actively managed portfolio of equity securities comprised significantly of those included in the fund’s primary benchmark, the Nasdaq-100 Index (the Benchmark), and (2) through equity-linked notes (ELNs), selling call options with exposure to the Benchmark. It is non-diversified.

Full JEPQ Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.