HomeComparePSMD vs SPHD

PSMD vs SPHD: Dividend Comparison 2026

PSMD yields 6.27% · SPHD yields 4.33%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 PSMD wins by $3.7K in total portfolio value
10 years
PSMD
PSMD
● Live price
6.27%
Share price
$31.89
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$30.3K
Annual income
$934.99
Full PSMD calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — PSMD vs SPHD

📍 PSMD pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPSMDSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, PSMD + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PSMD pays
SPHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PSMD
Annual income on $10K today (after 15% tax)
$533.08/yr
After 10yr DRIP, annual income (after tax)
$794.74/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, PSMD beats the other by $309.12/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PSMD + SPHD for your $10,000?

PSMD: 50%SPHD: 50%
100% SPHD50/50100% PSMD
Portfolio after 10yr
$28.4K
Annual income
$753.16/yr
Blended yield
2.65%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PSMD buys
0
SPHD buys
0
No recent congressional trades found for PSMD or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPSMDSPHD
Forward yield6.27%4.33%
Annual dividend / share$2.00$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$30.3K$26.5K
Annual income after 10y$934.99$571.32
Total dividends collected$7.9K$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: PSMD vs SPHD ($10,000, DRIP)

YearPSMD PortfolioPSMD Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,327$627.16$11,133$432.85+$194.00PSMD
2$12,784$663.92$12,363$450.36+$421.00PSMD
3$14,379$700.28$13,695$467.39+$684.00PSMD
4$16,122$736.13$15,138$483.90+$984.00PSMD
5$18,022$771.35$16,697$499.88+$1.3KPSMD
6$20,089$805.85$18,382$515.31+$1.7KPSMD
7$22,335$839.52$20,198$530.17+$2.1KPSMD
8$24,771$872.31$22,157$544.46+$2.6KPSMD
9$27,409$904.15$24,266$558.18+$3.1KPSMD
10$30,262$934.99$26,536$571.32+$3.7KPSMD

PSMD vs SPHD: Complete Analysis 2026

PSMDStock

An exchange traded fund (ETF) that seeks to match returns, before fees and expenses, of the SPDR S&P 500 ETF Trust (the “underlying ETF”) up to a predetermined upside cap (the “Cap”), while also providing a downside risk mitigation buffer (the “Buffer”) over an approximate one-year period.

Full PSMD Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
📬

Get this PSMD vs SPHD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

PSMD vs SCHDPSMD vs JEPIPSMD vs OPSMD vs KOPSMD vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.