Is PSMJ or QYLD a better dividend investment in 2026?

PSMJ currently yields 6.38% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between PSMJ and QYLD?

PSMJ has a forward dividend yield of 6.38% ($2.00/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 5.54 percentage points.

Home › Compare › PSMJ vs QYLD

PSMJ vs QYLD: Dividend Comparison 2026

PSMJ yields 6.38% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 PSMJ wins by $5.1K in total portfolio value

INVESTMENT

TIME HORIZON10 years

PSMJ

● Live price

6.38%

Share price

$31.34

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$30.5K

Annual income

$957.83

Full PSMJ calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — PSMJ vs QYLD

📍 PSMJ pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	PSMJ	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, PSMJ + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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PSMJ pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PSMJ

Annual income on $10K today (after 15% tax)

$542.39/yr

After 10yr DRIP, annual income (after tax)

$814.16/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $3,996.26/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of PSMJ + QYLD for your $10,000?

PSMJ: 50%QYLD: 50%

100% QYLD50/50100% PSMJ

Portfolio after 10yr

$27.9K

Annual income

$3,308.57/yr

Blended yield

11.84%

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PSMJ buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricPSMJQYLD

Forward yield	6.38%	11.92% ✓
Annual dividend / share	$2.00	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$30.5K ✓	$25.4K
Annual income after 10y	$957.83	$5,659.31 ✓
Total dividends collected	$8.0K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: PSMJ vs QYLD ($10,000, DRIP)

Year	PSMJ Portfolio	PSMJ Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$11,338	$638.11	$10,352	$1,192.36	+$986.00 → PSMJ
2	$12,808	$676.16	$10,830	$1,347.57	+$2.0K → PSMJ
3	$14,418	$713.85	$11,460	$1,539.07	+$3.0K → PSMJ
4	$16,179	$751.03	$12,275	$1,777.84	+$3.9K → PSMJ
5	$18,099	$787.59	$13,323	$2,078.95	+$4.8K → PSMJ
6	$20,189	$823.43	$14,667	$2,463.34	+$5.5K → PSMJ
7	$22,461	$858.44	$16,396	$2,960.57	+$6.1K → PSMJ
8	$24,926	$892.55	$18,631	$3,612.97	+$6.3K → PSMJ
9	$27,596	$925.70	$21,548	$4,482.15	+$6.0K → PSMJ
10	$30,486	$957.83	$25,398	$5,659.31	+$5.1K → PSMJ

PSMJ vs QYLD: Complete Analysis 2026

PSMJ — Stock

An exchange traded fund (ETF) that seeks to match returns, before fees and expenses, of the SPDR S&P 500 ETF Trust (the “underlying ETF”) up to a predetermined upside cap (the “Cap”), while also providing a downside risk mitigation buffer (the “Buffer”) over an approximate one-year period.

Full PSMJ Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.