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PSMM vs XYLD: Dividend Comparison 2026

PSMM yields 14.61% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 PSMM wins by $26.9K in total portfolio value
10 years
PSMM
PSMM
● Live price
14.61%
Share price
$13.69
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$52.2K
Annual income
$3,606.50
Full PSMM calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — PSMM vs XYLD

📍 PSMM pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPSMMXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PSMM + XYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PSMM pays
XYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PSMM
Annual income on $10K today (after 15% tax)
$1,241.87/yr
After 10yr DRIP, annual income (after tax)
$3,065.53/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, PSMM beats the other by $329.36/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PSMM + XYLD for your $10,000?

PSMM: 50%XYLD: 50%
100% XYLD50/50100% PSMM
Portfolio after 10yr
$38.7K
Annual income
$3,412.76/yr
Blended yield
8.81%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PSMM buys
0
XYLD buys
0
No recent congressional trades found for PSMM or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPSMMXYLD
Forward yield14.61%10.98%
Annual dividend / share$2.00$4.30
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$52.2K$25.3K
Annual income after 10y$3,606.50$3,219.02
Total dividends collected$24.8K$19.6K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: PSMM vs XYLD ($10,000, DRIP)

YearPSMM PortfolioPSMM Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$12,161$1,461.03$10,818$1,098.39+$1.3KPSMM
2$14,673$1,660.52$11,738$1,222.51+$2.9KPSMM
3$17,572$1,872.42$12,774$1,364.64+$4.8KPSMM
4$20,898$2,095.74$13,944$1,527.86+$7.0KPSMM
5$24,690$2,329.33$15,270$1,715.87+$9.4KPSMM
6$28,991$2,571.97$16,775$1,933.09+$12.2KPSMM
7$33,842$2,822.37$18,490$2,184.87+$15.4KPSMM
8$39,290$3,079.16$20,450$2,477.63+$18.8KPSMM
9$45,382$3,340.99$22,697$2,819.19+$22.7KPSMM
10$52,165$3,606.50$25,280$3,219.02+$26.9KPSMM

PSMM vs XYLD: Complete Analysis 2026

PSMMStock

The fund seeks to achieve its investment objective by allocating its assets using a moderately conservative investment style that seeks to maximize the benefits of diversification, which focuses on investing portions of its assets in underlying ETFs that invest primarily in equity securities, as well as in underlying ETFs that invest primarily in fixed-income securities. Specifically, the fund's target allocation is to invest approximately 25%-55% of its total assets in equity ETFs and approximately 45%-75% of its total assets in fixed income ETFs.

Full PSMM Calculator →

XYLDETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.