Is PSMMF or HDV a better dividend investment in 2026?

PSMMF currently yields 4.91% with a 5% 5-year dividend growth rate. HDV yields 2.92% with 4.8% growth. The better choice depends on your goal: PSMMF offers higher current income.

What is the dividend yield difference between PSMMF and HDV?

PSMMF has a forward dividend yield of 4.91% ($0.81/share annually). HDV yields 2.92% ($3.96/share annually). The yield gap is 1.99 percentage points.

Home › Compare › PSMMF vs HDV

PSMMF vs HDV: Dividend Comparison 2026

PSMMF yields 4.91% · HDV yields 2.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 HDV wins by $3.6K in total portfolio value

INVESTMENT

TIME HORIZON10 years

PSMMF

● Live price

4.91%

Share price

$16.44

Annual div

$0.81

5Y div CAGR

-45.5%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$20.7K

Annual income

$1.19

Full PSMMF calculator →

HDV

iShares Core High Dividend ETF

● Live price

2.92%

Share price

$135.39

Annual div

$3.96

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.3K

Annual income

$352.73

Full HDV calculator →

Portfolio growth — PSMMF vs HDV

📍 HDV pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	PSMMF	HDV
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, PSMMF + HDV cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

PSMMF pays

HDV pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PSMMF

Annual income on $10K today (after 15% tax)

$417.36/yr

After 10yr DRIP, annual income (after tax)

$1.01/yr

HDV

Annual income on $10K today (after 15% tax)

$248.52/yr

After 10yr DRIP, annual income (after tax)

$299.82/yr

At 15% tax rate, HDV beats the other by $298.81/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PSMMF + HDV for your $10,000?

PSMMF: 50%HDV: 50%

100% HDV50/50100% PSMMF

Portfolio after 10yr

$22.5K

Annual income

$176.96/yr

Blended yield

0.79%

📊

Analyst Conviction Gap

Where Wall Street is split right now

PSMMF

Analyst Ratings

Hold

Consensus: Hold

Altman Z

4.8

Piotroski

4/9

HDV

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PSMMF buys

HDV buys

No recent congressional trades found for PSMMF or HDV in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricPSMMFHDV

Forward yield	4.91% ✓	2.92%
Annual dividend / share	$0.81	$3.96 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-45.5%	0% ✓
Portfolio after 10y	$20.7K	$24.3K ✓
Annual income after 10y	$1.19	$352.73 ✓
Total dividends collected	$598.00 ✓	$3.2K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: PSMMF vs HDV ($10,000, DRIP)

Year	PSMMF Portfolio	PSMMF Income/yr	HDV Portfolio	HDV Income/yr	Gap
1← crossover	$10,968	$267.60	$11,002	$292.38	$34.00 → HDV
2	$11,885	$149.49	$12,084	$300.36	$199.00 → HDV
3	$12,799	$82.51	$13,250	$308.02	$451.00 → HDV
4	$13,740	$45.26	$14,506	$315.35	$766.00 → HDV
5	$14,727	$24.75	$15,858	$322.35	$1.1K → HDV
6	$15,771	$13.51	$17,313	$329.04	$1.5K → HDV
7	$16,883	$7.37	$18,878	$335.42	$2.0K → HDV
8	$18,069	$4.02	$20,560	$341.49	$2.5K → HDV
9	$19,336	$2.19	$22,367	$347.25	$3.0K → HDV
10	$20,690	$1.19	$24,307	$352.73	$3.6K → HDV

PSMMF vs HDV: Complete Analysis 2026

PSMMF — Stock

Persimmon Plc, together with its subsidiaries, operates as a house builder in the United Kingdom. The company offers family housing under the Persimmon Homes brand name; executive housing under the Charles Church brand name; and social housing under the Westbury Partnerships brand name. It also provides broadband services. Persimmon Plc was founded in 1972 and is headquartered in York, the United Kingdom.

Full PSMMF Calculator →

HDV — ETF

The iShares Core High Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full HDV Calculator →

📬

Get this PSMMF vs HDV comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

PSMMF vs SCHD PSMMF vs JEPI PSMMF vs O PSMMF vs KO PSMMF vs MAIN PSMMF vs VYM PSMMF vs DVY PSMMF vs SPHD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.