Is PSMO or QYLD a better dividend investment in 2026?

PSMO currently yields 6.66% with a 5% 5-year dividend growth rate. QYLD yields 11.43% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between PSMO and QYLD?

PSMO has a forward dividend yield of 6.66% ($2.00/share annually). QYLD yields 11.43% ($1.92/share annually). The yield gap is 4.77 percentage points.

Home › Compare › PSMO vs QYLD

PSMO vs QYLD: Dividend Comparison 2026

PSMO yields 6.66% · QYLD yields 11.43%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 PSMO wins by $11.5K in total portfolio value

INVESTMENT

TIME HORIZON10 years

PSMO

● Live price

6.66%

Share price

$30.02

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$31.1K

Annual income

$1,017.65

Full PSMO calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.43%

Share price

$16.80

Annual div

$1.92

5Y div CAGR

-2.1%

Payout ratio

95%

After 10 yrs · $10,000 · DRIP

Portfolio value

$19.5K

Annual income

$3,553.75

Full QYLD calculator →

Portfolio growth — PSMO vs QYLD

📍 PSMO pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	PSMO	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, PSMO + QYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

PSMO pays

QYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PSMO

Annual income on $10K today (after 15% tax)

$566.29/yr

After 10yr DRIP, annual income (after tax)

$865.00/yr

QYLD

Annual income on $10K today (after 15% tax)

$971.43/yr

After 10yr DRIP, annual income (after tax)

$3,020.69/yr

At 15% tax rate, QYLD beats the other by $2,155.69/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PSMO + QYLD for your $10,000?

PSMO: 50%QYLD: 50%

100% QYLD50/50100% PSMO

Portfolio after 10yr

$25.3K

Annual income

$2,285.71/yr

Blended yield

9.03%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PSMO buys

QYLD buys

No recent congressional trades found for PSMO or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricPSMOQYLD

Forward yield	6.66%	11.43% ✓
Annual dividend / share	$2.00 ✓	$1.92
Payout ratio	50% ✓	95%
1-year div growth	0% ✓	-5.2%
5-year div CAGR	0% ✓	-2.1%
Portfolio after 10y	$31.1K ✓	$19.5K
Annual income after 10y	$1,017.65	$3,553.75 ✓
Total dividends collected	$8.5K	$20.2K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: PSMO vs QYLD ($10,000, DRIP)

Year	PSMO Portfolio	PSMO Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$11,366	$666.22	$10,279	$1,118.86	+$1.1K → PSMO
2	$12,870	$707.70	$10,645	$1,229.16	+$2.2K → PSMO
3	$14,519	$748.89	$11,111	$1,360.44	+$3.4K → PSMO
4	$16,325	$789.61	$11,695	$1,517.70	+$4.6K → PSMO
5	$18,298	$829.75	$12,420	$1,707.39	+$5.9K → PSMO
6	$20,448	$869.16	$13,315	$1,937.94	+$7.1K → PSMO
7	$22,787	$907.74	$14,417	$2,220.42	+$8.4K → PSMO
8	$25,327	$945.41	$15,775	$2,569.54	+$9.6K → PSMO
9	$28,082	$982.06	$17,455	$3,005.06	+$10.6K → PSMO
10	$31,066	$1,017.65	$19,543	$3,553.75	+$11.5K → PSMO

PSMO vs QYLD: Complete Analysis 2026

PSMO — Stock

An exchange traded fund (ETF) that seeks to match returns, before fees and expenses, of the SPDR S&P 500 ETF Trust (the “underlying ETF”) up to a predetermined upside cap (the “Cap”), while also providing a downside risk mitigation buffer (the “Buffer”) over an approximate one-year period.

Full PSMO Calculator →

QYLD — ETF

QYLD sells covered calls on the full Nasdaq 100 index, generating very high monthly income (10%+ yield). The strategy caps upside participation in exchange for income. Best suited for investors who prioritize maximum current income over capital appreciation. NAV erosion over time is a known trade-off.

Full QYLD Calculator →

📬

Get this PSMO vs QYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

PSMO vs SCHD PSMO vs JEPI PSMO vs O PSMO vs KO PSMO vs MAIN PSMO vs XYLD PSMO vs JEPQ PSMO vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.