Is PSOIX or SCHD a better dividend investment in 2026?

PSOIX currently yields 5.47% with a 5% 5-year dividend growth rate. SCHD yields 3.46% with 13.05% growth. The better choice depends on your goal: PSOIX offers higher current income.

What is the dividend yield difference between PSOIX and SCHD?

PSOIX has a forward dividend yield of 5.47% ($0.94/share annually). SCHD yields 3.46% ($1.06/share annually). The yield gap is 2.01 percentage points.

Home › Compare › PSOIX vs SCHD

PSOIX vs SCHD: Dividend Comparison 2026

PSOIX yields 5.47% · SCHD yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SCHD wins by $341.00 in total portfolio value· pulled ahead in Year 7

INVESTMENT

TIME HORIZON10 years

PSOIX

● Live price

5.47%

Share price

$17.14

Annual div

$0.94

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.7K

Annual income

$775.40

Full PSOIX calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.46%

Share price

$30.48

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$425.95

Full SCHD calculator →

Portfolio growth — PSOIX vs SCHD

📍 SCHD pulled ahead of the other in Year 7

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	PSOIX	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, PSOIX + SCHD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

—

PSOIX pays

SCHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PSOIX

Annual income on $10K today (after 15% tax)

$464.82/yr

After 10yr DRIP, annual income (after tax)

$659.09/yr

SCHD

Annual income on $10K today (after 15% tax)

$294.40/yr

After 10yr DRIP, annual income (after tax)

$362.06/yr

At 15% tax rate, PSOIX beats the other by $297.03/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of PSOIX + SCHD for your $10,000?

PSOIX: 50%SCHD: 50%

100% SCHD50/50100% PSOIX

Portfolio after 10yr

$28.8K

Annual income

$600.67/yr

Blended yield

2.08%

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PSOIX buys

SCHD buys

Politician	Chamber	Ticker	Type	Amount	Date
Virginia Foxx	🏢 House	$SCHD	▼ Sell	$50,001 - $100,000	2023-03-08
Steve Cohen	🏢 House	$SCHD	▲ Buy	$50,001 - $100,000	2022-07-29
Hakeem S. Jeffries	🏢 House	$SCHD	▲ Buy	$15,001 - $50,000	2021-04-12
Mikie Sherrill	🏢 House	$SCHD	▲ Buy	$100,001 - $250,000	2020-02-21

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricPSOIXSCHD

Forward yield	5.47% ✓	3.46%
Annual dividend / share	$0.94	$1.06 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$28.7K	$29.0K ✓
Annual income after 10y	$775.40 ✓	$425.95
Total dividends collected	$6.7K ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: PSOIX vs SCHD ($10,000, DRIP)

Year	PSOIX Portfolio	PSOIX Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1	$11,247	$546.84	$11,226	$346.36	+$21.00 → PSOIX
2	$12,609	$574.79	$12,572	$357.38	+$37.00 → PSOIX
3	$14,094	$602.25	$14,046	$367.84	+$48.00 → PSOIX
4	$15,709	$629.13	$15,660	$377.73	+$49.00 → PSOIX
5	$17,465	$655.37	$17,425	$387.07	+$40.00 → PSOIX
6	$19,368	$680.93	$19,354	$395.86	+$14.00 → PSOIX
7← crossover	$21,429	$705.74	$21,461	$404.13	$32.00 → SCHD
8	$23,659	$729.77	$23,762	$411.89	$103.00 → SCHD
9	$26,068	$753.00	$26,272	$419.15	$204.00 → SCHD
10	$28,669	$775.40	$29,010	$425.95	$341.00 → SCHD

PSOIX vs SCHD: Complete Analysis 2026

PSOIX — Stock

Palmer Square Opportunistic Income Fund operates as a non-diversified, closed-end investment company. The fund's primary investment objective is to seek a high level of current income and secondary objective is long-term capital appreciation. It may invest in portfolio of investment grade as well as non-investment grade floating rate securities. The company was founded on May 1, 2014 and is headquartered in Mission Woods, KS.

Full PSOIX Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.