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PSPAX vs SCHD: Dividend Comparison 2026

PSPAX yields 24.16% · SCHD yields 3.44%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 PSPAX wins by $65.0K in total portfolio value
10 years
PSPAX
PSPAX
● Live price
24.16%
Share price
$9.76
Annual div
$2.36
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$93.9K
Annual income
$10,275.10
Full PSPAX calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.44%
Share price
$30.68
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$422.61
Full SCHD calculator →

Portfolio growth — PSPAX vs SCHD

📍 PSPAX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPSPAXSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PSPAX + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PSPAX pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PSPAX
Annual income on $10K today (after 15% tax)
$2,053.59/yr
After 10yr DRIP, annual income (after tax)
$8,733.84/yr
SCHD
Annual income on $10K today (after 15% tax)
$292.49/yr
After 10yr DRIP, annual income (after tax)
$359.22/yr
At 15% tax rate, PSPAX beats the other by $8,374.62/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PSPAX + SCHD for your $10,000?

PSPAX: 50%SCHD: 50%
100% SCHD50/50100% PSPAX
Portfolio after 10yr
$61.5K
Annual income
$5,348.85/yr
Blended yield
8.70%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PSPAX buys
0
SCHD buys
0
No recent congressional trades found for PSPAX or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPSPAXSCHD
Forward yield24.16%3.44%
Annual dividend / share$2.36$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$93.9K$29.0K
Annual income after 10y$10,275.10$422.61
Total dividends collected$58.5K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: PSPAX vs SCHD ($10,000, DRIP)

YearPSPAX PortfolioPSPAX Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$13,116$2,415.99$11,224$344.10+$1.9KPSPAX
2$16,996$2,961.51$12,567$354.98+$4.4KPSPAX
3$21,772$3,586.45$14,038$365.30+$7.7KPSPAX
4$27,590$4,293.77$15,648$375.06+$11.9KPSPAX
5$34,606$5,085.17$17,410$384.27+$17.2KPSPAX
6$42,990$5,961.13$19,335$392.95+$23.7KPSPAX
7$52,920$6,920.80$21,437$401.10+$31.5KPSPAX
8$64,586$7,962.07$23,733$408.75+$40.9KPSPAX
9$78,189$9,081.64$26,237$415.91+$52.0KPSPAX
10$93,937$10,275.10$28,968$422.61+$65.0KPSPAX

PSPAX vs SCHD: Complete Analysis 2026

PSPAXStock

The fund seeks to exceed the total return of the S&P 500 Index by investing under normal circumstances in S&P 500 Index derivatives, backed by a portfolio of fixed income instruments. "Fixed income instruments" include bonds, debt securities and other similar instruments issued by various U.S. and non-U.S. public- or private-sector entities. It may invest up to 30% of its total assets in securities denominated in foreign currencies and may invest beyond this limit in U.S. dollar-denominated securities of foreign issuers.

Full PSPAX Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.