HomeComparePSPTX vs SCHD

PSPTX vs SCHD: Dividend Comparison 2026

PSPTX yields 18.06% · SCHD yields 3.44%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 PSPTX wins by $35.8K in total portfolio value
10 years
PSPTX
PSPTX
● Live price
18.06%
Share price
$11.99
Annual div
$2.17
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$64.8K
Annual income
$5,448.25
Full PSPTX calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.44%
Share price
$30.68
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$422.61
Full SCHD calculator →

Portfolio growth — PSPTX vs SCHD

📍 PSPTX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPSPTXSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PSPTX + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PSPTX pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PSPTX
Annual income on $10K today (after 15% tax)
$1,535.22/yr
After 10yr DRIP, annual income (after tax)
$4,631.01/yr
SCHD
Annual income on $10K today (after 15% tax)
$292.49/yr
After 10yr DRIP, annual income (after tax)
$359.22/yr
At 15% tax rate, PSPTX beats the other by $4,271.79/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PSPTX + SCHD for your $10,000?

PSPTX: 50%SCHD: 50%
100% SCHD50/50100% PSPTX
Portfolio after 10yr
$46.9K
Annual income
$2,935.42/yr
Blended yield
6.26%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PSPTX buys
0
SCHD buys
0
No recent congressional trades found for PSPTX or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPSPTXSCHD
Forward yield18.06%3.44%
Annual dividend / share$2.17$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$64.8K$29.0K
Annual income after 10y$5,448.25$422.61
Total dividends collected$34.9K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: PSPTX vs SCHD ($10,000, DRIP)

YearPSPTX PortfolioPSPTX Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$12,506$1,806.14$11,224$344.10+$1.3KPSPTX
2$15,493$2,111.01$12,567$354.98+$2.9KPSPTX
3$19,021$2,444.03$14,038$365.30+$5.0KPSPTX
4$23,157$2,804.37$15,648$375.06+$7.5KPSPTX
5$27,969$3,190.78$17,410$384.27+$10.6KPSPTX
6$33,528$3,601.68$19,335$392.95+$14.2KPSPTX
7$39,910$4,035.14$21,437$401.10+$18.5KPSPTX
8$47,193$4,489.00$23,733$408.75+$23.5KPSPTX
9$55,457$4,960.88$26,237$415.91+$29.2KPSPTX
10$64,788$5,448.25$28,968$422.61+$35.8KPSPTX

PSPTX vs SCHD: Complete Analysis 2026

PSPTXStock

The investment seeks total return which exceeds that of the S&P 500 Index. The fund seeks to exceed the total return of the S&P 500 Index by investing under normal circumstances in S&P 500 Index derivatives, backed by a portfolio of fixed income instruments. "Fixed income instruments" include bonds, debt securities and other similar instruments issued by various U.S. and non-U.S. public- or private-sector entities. The fund will normally limit its foreign currency exposure (from non-U.S. dollar-denominated securities or currencies) to 35% of its total assets.

Full PSPTX Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.