Is PSTP or VYM a better dividend investment in 2026?

PSTP currently yields 5.80% with a 5% 5-year dividend growth rate. VYM yields 2.41% with 7.8% growth. The better choice depends on your goal: PSTP offers higher current income.

What is the dividend yield difference between PSTP and VYM?

PSTP has a forward dividend yield of 5.80% ($2.00/share annually). VYM yields 2.41% ($3.51/share annually). The yield gap is 3.39 percentage points.

Home › Compare › PSTP vs VYM

PSTP vs VYM: Dividend Comparison 2026

PSTP yields 5.80% · VYM yields 2.41%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 PSTP wins by $1.5K in total portfolio value

INVESTMENT

TIME HORIZON10 years

PSTP

● Live price

5.80%

Share price

$34.47

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.3K

Annual income

$840.06

Full PSTP calculator →

VYM

Vanguard High Dividend Yield ETF

● Live price

2.41%

Share price

$145.48

Annual div

$3.51

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.8K

Annual income

$278.55

Full VYM calculator →

Portfolio growth — PSTP vs VYM

📍 PSTP pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	PSTP	VYM
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, PSTP + VYM cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

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Sep

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Oct

—

Nov

—

Dec

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PSTP pays

VYM pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PSTP

Annual income on $10K today (after 15% tax)

$493.18/yr

After 10yr DRIP, annual income (after tax)

$714.05/yr

VYM

Annual income on $10K today (after 15% tax)

$205.23/yr

After 10yr DRIP, annual income (after tax)

$236.77/yr

At 15% tax rate, PSTP beats the other by $477.28/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of PSTP + VYM for your $10,000?

PSTP: 50%VYM: 50%

100% VYM50/50100% PSTP

Portfolio after 10yr

$28.6K

Annual income

$559.30/yr

Blended yield

1.96%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PSTP buys

VYM buys

Politician	Chamber	Ticker	Type	Amount	Date
Carol Devine Miller	🏢 House	$VYM	▲ Buy	$15,001 - $50,000	2022-11-02

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricPSTPVYM

Forward yield	5.80% ✓	2.41%
Annual dividend / share	$2.00	$3.51 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$29.3K ✓	$27.8K
Annual income after 10y	$840.06 ✓	$278.55
Total dividends collected	$7.1K ✓	$2.6K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: PSTP vs VYM ($10,000, DRIP)

Year	PSTP Portfolio	PSTP Income/yr	VYM Portfolio	VYM Income/yr	Gap
1← crossover	$11,280	$580.21	$11,151	$241.44	+$129.00 → PSTP
2	$12,682	$611.68	$12,413	$246.79	+$269.00 → PSTP
3	$14,212	$642.68	$13,794	$251.79	+$418.00 → PSTP
4	$15,880	$673.11	$15,306	$256.47	+$574.00 → PSTP
5	$17,694	$702.91	$16,960	$260.84	+$734.00 → PSTP
6	$19,665	$731.99	$18,768	$264.92	+$897.00 → PSTP
7	$21,802	$760.29	$20,745	$268.71	+$1.1K → PSTP
8	$24,116	$787.76	$22,905	$272.24	+$1.2K → PSTP
9	$26,618	$814.36	$25,265	$275.51	+$1.4K → PSTP
10	$29,321	$840.06	$27,842	$278.55	+$1.5K → PSTP

PSTP vs VYM: Complete Analysis 2026

PSTP — Stock

The Innovator Power Buffer Step-Up ETF is an actively-managed fund that seeks to provide risk-managed exposure to the SPDR S&P 500 ETF Trust (SPY). The fund is a one-ticker solution designed to offer an opportunistically-managed buffer strategy. The ETF is evaluated monthly and can be held indefinitely.

Full PSTP Calculator →

VYM — ETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.