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PSX vs NSC: Dividend Comparison 2026

PSX yields 2.64% · NSC yields 1.91%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 NSC wins by $16.3K in total portfolio value· pulled ahead in Year 6
10 years
PSX
PSX
● Live price
2.64%
Share price
$184.81
Annual div
$4.87
5Y div CAGR
32.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$50.4K
Annual income
$8,982.50
Full PSX calculator →
NSC
NSC
● Live price
1.91%
Share price
$282.50
Annual div
$5.40
5Y div CAGR
43.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$66.7K
Annual income
$17,746.55
Full NSC calculator →

Portfolio growth — PSX vs NSC

📍 NSC pulled ahead of the other in Year 6

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPSXNSC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, PSX + NSC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PSX pays
NSC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PSX
Annual income on $10K today (after 15% tax)
$223.99/yr
After 10yr DRIP, annual income (after tax)
$7,635.13/yr
NSC
Annual income on $10K today (after 15% tax)
$162.48/yr
After 10yr DRIP, annual income (after tax)
$15,084.57/yr
At 15% tax rate, NSC beats the other by $7,449.44/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PSX + NSC for your $10,000?

PSX: 50%NSC: 50%
100% NSC50/50100% PSX
Portfolio after 10yr
$58.6K
Annual income
$13,364.53/yr
Blended yield
22.82%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on NSC right now

PSX
Analyst Ratings
18
Buy
15
Hold
2
Sell
Consensus: Buy
Price Target
$156.50
-15.3% upside vs current
Range: $140.00 — $172.00
Altman Z
3.8
Piotroski
7/9
NSC
Analyst Ratings
21
Buy
24
Hold
3
Sell
Consensus: Hold
Price Target
$315.33
+11.6% upside vs current
Range: $288.00 — $342.00
Altman Z
2.3
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PSX buys
0
NSC buys
0
No recent congressional trades found for PSX or NSC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPSXNSC
Forward yield2.64%1.91%
Annual dividend / share$4.87$5.40
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR32.1%43.6%
Portfolio after 10y$50.4K$66.7K
Annual income after 10y$8,982.50$17,746.55
Total dividends collected$26.7K$42.2K
Payment frequencyquarterlyquarterly
SectorEnergyStock
Analyst consensusBuyHold
Analyst price target$156.50$315.33

Year-by-year: PSX vs NSC ($10,000, DRIP)

YearPSX PortfolioPSX Income/yrNSC PortfolioNSC Income/yrGap
1$11,048$348.10$10,974$274.49+$74.00PSX
2$12,296$474.80$12,147$404.28+$149.00PSX
3$13,809$652.41$13,598$600.54+$211.00PSX
4$15,681$904.56$15,452$902.22+$229.00PSX
5$18,046$1,268.08$17,909$1,375.92+$137.00PSX
6← crossover$21,111$1,801.74$21,303$2,140.25$192.00NSC
7$25,191$2,602.17$26,211$3,416.66$1.0KNSC
8$30,788$3,833.46$33,688$5,641.72$2.9KNSC
9$38,728$5,784.19$45,777$9,731.21$7.0KNSC
10$50,421$8,982.50$66,728$17,746.55$16.3KNSC

PSX vs NSC: Complete Analysis 2026

PSXEnergy

Phillips 66 operates as an energy manufacturing and logistics company. It operates through four segments: Midstream, Chemicals, Refining, and Marketing and Specialties (M&S). The Midstream segment transports crude oil and other feedstocks; delivers refined petroleum products to market; provides terminaling and storage services for crude oil and refined petroleum products; transports, stores, fractionates, exports, and markets natural gas liquids; provides other fee-based processing services; and gathers, processes, transports, and markets natural gas. The Chemicals segment produces and markets ethylene and other olefin products; aromatics and styrenics products, such as benzene, cyclohexane, styrene, and polystyrene; and various specialty chemical products, including organosulfur chemicals, solvents, catalysts, and chemicals used in drilling and mining. The Refining segment refines crude oil and other feedstocks into petroleum products, such as gasolines, distillates, aviation, and renewable fuels at 12 refineries in the United States and Europe. The M&S segment purchases for resale and markets refined petroleum products, including gasolines, distillates, and aviation fuels primarily in the United States and Europe. This segment also manufactures and markets specialty products, such as base oils and lubricants. The company was founded in 1875 and is headquartered in Houston, Texas.

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NSCStock

Norfolk Southern Corporation, together with its subsidiaries, engages in the rail transportation of raw materials, intermediate products, and finished goods in the United States. The company transports agriculture, forest, and consumer products comprising soybeans, wheat, corn, fertilizers, livestock and poultry feed, food products, food oils, flour, sweeteners, ethanol, lumber and wood products, pulp board and paper products, wood fibers, wood pulp, scrap paper, beverages, canned goods, and consumer products; chemicals consist of sulfur and related chemicals, petroleum products, chlorine and bleaching compounds, plastics, rubber, industrial chemicals, chemical wastes, and sand; metals and construction materials, such as steel, aluminum products, machinery, scrap metals, cement, aggregates, minerals, clay, transportation equipment, and military-related products; and automotive, including finished motor vehicles and automotive parts, as well as coal. It also transports overseas freight through various Atlantic and Gulf Coast ports; and provides commuter rail passenger transportation services and operates an intermodal network. As of December 31, 2021, the company operated approximately 19,300 route miles in 22 states and the District of Columbia. Norfolk Southern Corporation was incorporated in 1980 and is based in Atlanta, Georgia.

Full NSC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.