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PSX vs SAIA: Dividend Comparison 2026

PSX yields 2.64% · SAIA yields 0.60%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 PSX wins by $29.9K in total portfolio value
10 years
PSX
PSX
● Live price
2.64%
Share price
$184.81
Annual div
$4.87
5Y div CAGR
32.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$50.4K
Annual income
$8,982.50
Full PSX calculator →
SAIA
SAIA
● Live price
0.60%
Share price
$336.01
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.5K
Annual income
$61.87
Full SAIA calculator →

Portfolio growth — PSX vs SAIA

📍 PSX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPSXSAIA
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PSX + SAIA cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PSX pays
SAIA pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PSX
Annual income on $10K today (after 15% tax)
$223.99/yr
After 10yr DRIP, annual income (after tax)
$7,635.13/yr
SAIA
Annual income on $10K today (after 15% tax)
$50.59/yr
After 10yr DRIP, annual income (after tax)
$52.59/yr
At 15% tax rate, PSX beats the other by $7,582.54/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PSX + SAIA for your $10,000?

PSX: 50%SAIA: 50%
100% SAIA50/50100% PSX
Portfolio after 10yr
$35.5K
Annual income
$4,522.19/yr
Blended yield
12.75%
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Analyst Conviction Gap

Where Wall Street is split right now

PSX
Analyst Ratings
18
Buy
15
Hold
2
Sell
Consensus: Buy
Price Target
$156.50
-15.3% upside vs current
Range: $140.00 — $172.00
Altman Z
3.8
Piotroski
7/9
SAIA
Analyst Ratings
17
Buy
14
Hold
1
Sell
Consensus: Buy
Price Target
$398.91
+18.7% upside vs current
Range: $262.00 — $493.00
Altman Z
8.2
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PSX buys
0
SAIA buys
0
No recent congressional trades found for PSX or SAIA in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPSXSAIA
Forward yield2.64%0.60%
Annual dividend / share$4.87$2.00
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR32.1%0%
Portfolio after 10y$50.4K$20.5K
Annual income after 10y$8,982.50$61.87
Total dividends collected$26.7K$608.00
Payment frequencyquarterlyquarterly
SectorEnergyIndustrials
Analyst consensusBuyBuy
Analyst price target$156.50$398.91

Year-by-year: PSX vs SAIA ($10,000, DRIP)

YearPSX PortfolioPSX Income/yrSAIA PortfolioSAIA Income/yrGap
1← crossover$11,048$348.10$10,760$59.52+$288.00PSX
2$12,296$474.80$11,573$59.85+$723.00PSX
3$13,809$652.41$12,443$60.16+$1.4KPSX
4$15,681$904.56$13,374$60.46+$2.3KPSX
5$18,046$1,268.08$14,371$60.73+$3.7KPSX
6$21,111$1,801.74$15,438$60.99+$5.7KPSX
7$25,191$2,602.17$16,580$61.23+$8.6KPSX
8$30,788$3,833.46$17,802$61.46+$13.0KPSX
9$38,728$5,784.19$19,110$61.67+$19.6KPSX
10$50,421$8,982.50$20,509$61.87+$29.9KPSX

PSX vs SAIA: Complete Analysis 2026

PSXEnergy

Phillips 66 operates as an energy manufacturing and logistics company. It operates through four segments: Midstream, Chemicals, Refining, and Marketing and Specialties (M&S). The Midstream segment transports crude oil and other feedstocks; delivers refined petroleum products to market; provides terminaling and storage services for crude oil and refined petroleum products; transports, stores, fractionates, exports, and markets natural gas liquids; provides other fee-based processing services; and gathers, processes, transports, and markets natural gas. The Chemicals segment produces and markets ethylene and other olefin products; aromatics and styrenics products, such as benzene, cyclohexane, styrene, and polystyrene; and various specialty chemical products, including organosulfur chemicals, solvents, catalysts, and chemicals used in drilling and mining. The Refining segment refines crude oil and other feedstocks into petroleum products, such as gasolines, distillates, aviation, and renewable fuels at 12 refineries in the United States and Europe. The M&S segment purchases for resale and markets refined petroleum products, including gasolines, distillates, and aviation fuels primarily in the United States and Europe. This segment also manufactures and markets specialty products, such as base oils and lubricants. The company was founded in 1875 and is headquartered in Houston, Texas.

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SAIAIndustrials

Saia, Inc., through its subsidiaries, operates as a transportation company in North America. The company provides less-than-truckload services for shipments between 400 and 10,000 pounds; and other value-added services, including non-asset truckload, expedited, and logistics services. As of December 31, 2021, it operated 176 owned and leased facilities; and owned approximately 5,600 tractors and 19,300 trailers. The company was formerly known as SCS Transportation, Inc. and changed its name to Saia, Inc. in July 2006. Saia, Inc. was founded in 1924 and is headquartered in Johns Creek, Georgia.

Full SAIA Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.