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PSX vs WSO: Dividend Comparison 2026

PSX yields 2.64% · WSO yields 3.44%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 WSO wins by $1.96M in total portfolio value
10 years
PSX
PSX
● Live price
2.64%
Share price
$184.81
Annual div
$4.87
5Y div CAGR
32.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$50.4K
Annual income
$8,982.50
Full PSX calculator →
WSO
WSO
● Live price
3.44%
Share price
$348.91
Annual div
$12.00
5Y div CAGR
65%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$2.01M
Annual income
$1,453,019.57
Full WSO calculator →

Portfolio growth — PSX vs WSO

📍 WSO pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPSXWSO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PSX + WSO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PSX pays
WSO pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PSX
Annual income on $10K today (after 15% tax)
$223.99/yr
After 10yr DRIP, annual income (after tax)
$7,635.13/yr
WSO
Annual income on $10K today (after 15% tax)
$292.34/yr
After 10yr DRIP, annual income (after tax)
$1,235,066.63/yr
At 15% tax rate, WSO beats the other by $1,227,431.51/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PSX + WSO for your $10,000?

PSX: 50%WSO: 50%
100% WSO50/50100% PSX
Portfolio after 10yr
$1.03M
Annual income
$731,001.03/yr
Blended yield
71.00%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on PSX right now

PSX
Analyst Ratings
18
Buy
15
Hold
2
Sell
Consensus: Buy
Price Target
$156.50
-15.3% upside vs current
Range: $140.00 — $172.00
Altman Z
3.8
Piotroski
7/9
WSO
Analyst Ratings
8
Buy
16
Hold
2
Sell
Consensus: Hold
Price Target
$378.50
+8.5% upside vs current
Range: $349.00 — $425.00
Altman Z
10.0
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PSX buys
0
WSO buys
0
No recent congressional trades found for PSX or WSO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPSXWSO
Forward yield2.64%3.44%
Annual dividend / share$4.87$12.00
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR32.1%65%
Portfolio after 10y$50.4K$2.01M
Annual income after 10y$8,982.50$1,453,019.57
Total dividends collected$26.7K$1.93M
Payment frequencyquarterlyquarterly
SectorEnergyStock
Analyst consensusBuyHold
Analyst price target$156.50$378.50

Year-by-year: PSX vs WSO ($10,000, DRIP)

YearPSX PortfolioPSX Income/yrWSO PortfolioWSO Income/yrGap
1← crossover$11,048$348.10$11,267$567.48$219.00WSO
2$12,296$474.80$13,042$986.00$746.00WSO
3$13,809$652.41$15,715$1,759.96$1.9KWSO
4$15,681$904.56$20,085$3,270.17$4.4KWSO
5$18,046$1,268.08$27,936$6,445.13$9.9KWSO
6$21,111$1,801.74$43,716$13,823.69$22.6KWSO
7$25,191$2,602.17$80,133$33,357.25$54.9KWSO
8$30,788$3,833.46$180,032$94,289.78$149.2KWSO
9$38,728$5,784.19$519,300$326,665.44$480.6KWSO
10$50,421$8,982.50$2,008,670$1,453,019.57$1.96MWSO

PSX vs WSO: Complete Analysis 2026

PSXEnergy

Phillips 66 operates as an energy manufacturing and logistics company. It operates through four segments: Midstream, Chemicals, Refining, and Marketing and Specialties (M&S). The Midstream segment transports crude oil and other feedstocks; delivers refined petroleum products to market; provides terminaling and storage services for crude oil and refined petroleum products; transports, stores, fractionates, exports, and markets natural gas liquids; provides other fee-based processing services; and gathers, processes, transports, and markets natural gas. The Chemicals segment produces and markets ethylene and other olefin products; aromatics and styrenics products, such as benzene, cyclohexane, styrene, and polystyrene; and various specialty chemical products, including organosulfur chemicals, solvents, catalysts, and chemicals used in drilling and mining. The Refining segment refines crude oil and other feedstocks into petroleum products, such as gasolines, distillates, aviation, and renewable fuels at 12 refineries in the United States and Europe. The M&S segment purchases for resale and markets refined petroleum products, including gasolines, distillates, and aviation fuels primarily in the United States and Europe. This segment also manufactures and markets specialty products, such as base oils and lubricants. The company was founded in 1875 and is headquartered in Houston, Texas.

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WSOStock

Watsco, Inc., together with its subsidiaries, distributes air conditioning, heating, refrigeration equipment, and related parts and supplies. The company distributes equipment comprising residential ducted and ductless air conditioners, such as gas, electric, and oil furnaces; commercial air conditioning and heating equipment systems; and other specialized equipment. It also offers parts, including replacement compressors, evaporator coils, motors, and other component parts; and supplies, such as thermostats, insulation materials, refrigerants, ductworks, grills, registers, sheet metals, tools, copper tubing, concrete pads, tapes, adhesives, and other ancillary supplies, as well as plumbing and bathroom remodeling supplies. The company serves contractors and dealers that service the replacement and new construction markets for residential and light commercial central air conditioning, heating, and refrigeration systems. As of December 31, 2021, it operated from 671 locations in the United States, Canada, Mexico, and Puerto Rico, as well as exports its products to Latin America and the Caribbean Basin. Watsco, Inc. was founded in 1945 and is headquartered in Miami, Florida.

Full WSO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.