Is PSYGF or XYLD a better dividend investment in 2026?

PSYGF currently yields 1574.80% with a 5% 5-year dividend growth rate. XYLD yields 9.02% with 0.5% growth. The better choice depends on your goal: PSYGF offers higher current income.

What is the dividend yield difference between PSYGF and XYLD?

PSYGF has a forward dividend yield of 1574.80% ($2.00/share annually). XYLD yields 9.02% ($3.48/share annually). The yield gap is 1565.78 percentage points.

Home › Compare › PSYGF vs XYLD

PSYGF vs XYLD: Dividend Comparison 2026

PSYGF yields 1574.80% · XYLD yields 9.02%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 PSYGF wins by $1094146078.84M in total portfolio value

INVESTMENT

TIME HORIZON10 years

PSYGF

● Live price

1574.80%

Share price

$0.13

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$1094146078.86M

Annual income

$972,648,549,767,836.50

Full PSYGF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

9.02%

Share price

$38.60

Annual div

$3.48

5Y div CAGR

0.5%

Payout ratio

90%

After 10 yrs · $10,000 · DRIP

Portfolio value

$21.1K

Annual income

$2,363.75

Full XYLD calculator →

Portfolio growth — PSYGF vs XYLD

📍 PSYGF pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	PSYGF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, PSYGF + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

PSYGF pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PSYGF

Annual income on $10K today (after 15% tax)

$133,858.27/yr

After 10yr DRIP, annual income (after tax)

$826,751,267,302,661.00/yr

XYLD

Annual income on $10K today (after 15% tax)

$766.32/yr

After 10yr DRIP, annual income (after tax)

$2,009.19/yr

At 15% tax rate, PSYGF beats the other by $826,751,267,300,651.80/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PSYGF + XYLD for your $10,000?

PSYGF: 50%XYLD: 50%

100% XYLD50/50100% PSYGF

Portfolio after 10yr

$547073039.44M

Annual income

$486,324,274,885,100.10/yr

Blended yield

88.90%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PSYGF buys

XYLD buys

No recent congressional trades found for PSYGF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricPSYGFXYLD

Forward yield	1574.80% ✓	9.02%
Annual dividend / share	$2.00	$3.48 ✓
Payout ratio	50% ✓	90%
1-year div growth	0% ✓	-2.1%
5-year div CAGR	0%	0.5% ✓
Portfolio after 10y	$1094146078.86M ✓	$21.1K
Annual income after 10y	$972,648,549,767,836.50 ✓	$2,363.75
Total dividends collected	$1085342975.29M ✓	$15.0K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: PSYGF vs XYLD ($10,000, DRIP)

Year	PSYGF Portfolio	PSYGF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$168,180	$157,480.31	$10,626	$906.06	+$157.6K → PSYGF
2	$2,655,195	$2,475,241.96	$11,324	$995.47	+$2.64M → PSYGF
3	$39,363,107	$36,522,048.09	$12,104	$1,096.88	+$39.35M → PSYGF
4	$548,134,593	$506,016,068.87	$12,977	$1,212.21	+$548.12M → PSYGF
5	$7,171,846,637	$6,585,342,622.60	$13,958	$1,343.80	+$7171.83M → PSYGF
6	$88,200,293,754	$80,526,417,852.20	$15,061	$1,494.40	+$88200.28M → PSYGF
7	$1,019,911,005,360	$925,536,691,043.00	$16,307	$1,667.30	+$1019910.99M → PSYGF
8	$11,093,656,198,301	$10,002,351,422,566.60	$17,717	$1,866.48	+$11093656.18M → PSYGF
9	$113,549,092,609,754	$101,678,880,477,571.69	$19,317	$2,096.71	+$113549092.59M → PSYGF
10	$1,094,146,078,860,274	$972,648,549,767,836.50	$21,140	$2,363.75	+$1094146078.84M → PSYGF

PSYGF vs XYLD: Complete Analysis 2026

PSYGF — Stock

Psyence Group Inc., a life science biotechnology company, engages in the commercial psilocybin mushroom cultivation and production activities. Its natural psilocybin is used for the treatment of a range of mental health disorders and other medical conditions. The company is developing pharmaceutical preparations of psilocybin doses to help heal psychological trauma and diagnosable disorders, including anxiety, depression, post-traumatic stress disorder, and grief and bereavement. It also focuses on the development, distribution, and sale of over-the-counter non psilocybin containing functional mushroom nutraceutical products under the GOODMIND brand. Psyence Group Inc. was founded in 2019 and is based in Toronto, Canada.

Full PSYGF Calculator →

XYLD — ETF

XYLD sells covered calls on the S&P 500, converting equity volatility into monthly income. Yields 8-10% depending on market conditions. Similar to QYLD but with S&P 500 exposure — less volatile but comparable income mechanics. Popular for retirement income portfolios alongside other dividend ETFs.

Full XYLD Calculator →

📬

Get this PSYGF vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

PSYGF vs SCHD PSYGF vs JEPI PSYGF vs O PSYGF vs KO PSYGF vs MAIN PSYGF vs QYLD PSYGF vs JEPQ PSYGF vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.