Is PT or QYLD a better dividend investment in 2026?

PT currently yields 208.22% with a 5% 5-year dividend growth rate. QYLD yields 12.24% with -2.1% growth. The better choice depends on your goal: PT offers higher current income.

What is the dividend yield difference between PT and QYLD?

PT has a forward dividend yield of 208.22% ($2.00/share annually). QYLD yields 12.24% ($2.04/share annually). The yield gap is 195.98 percentage points.

Home › Compare › PT vs QYLD

PT vs QYLD: Dividend Comparison 2026

PT yields 208.22% · QYLD yields 12.24%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 PT wins by $150.99M in total portfolio value

INVESTMENT

TIME HORIZON10 years

● Live price

208.22%

Share price

$0.96

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$151.02M

Annual income

$77,656,665.93

Full PT calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

12.24%

Share price

$16.70

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$26.5K

Annual income

$6,038.84

Full QYLD calculator →

Portfolio growth — PT vs QYLD

📍 PT pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	PT	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, PT + QYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

PT pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

Annual income on $10K today (after 15% tax)

$17,699.12/yr

After 10yr DRIP, annual income (after tax)

$66,008,166.04/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,040.82/yr

After 10yr DRIP, annual income (after tax)

$5,133.01/yr

At 15% tax rate, PT beats the other by $66,003,033.03/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PT + QYLD for your $10,000?

PT: 50%QYLD: 50%

100% QYLD50/50100% PT

Portfolio after 10yr

$75.52M

Annual income

$38,831,352.39/yr

Blended yield

51.42%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PT buys

QYLD buys

No recent congressional trades found for PT or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricPTQYLD

Forward yield	208.22% ✓	12.24%
Annual dividend / share	$2.00	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$151.02M ✓	$26.5K
Annual income after 10y	$77,656,665.93 ✓	$6,038.84
Total dividends collected	$142.63M ✓	$28.5K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: PT vs QYLD ($10,000, DRIP)

Year	PT Portfolio	PT Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$31,522	$20,822.49	$10,384	$1,224.49	+$21.1K → PT
2	$95,073	$61,343.61	$10,900	$1,388.18	+$84.2K → PT
3	$274,638	$172,910.27	$11,576	$1,590.76	+$263.1K → PT
4	$760,675	$466,811.95	$12,447	$1,844.20	+$748.2K → PT
5	$2,022,282	$1,208,360.31	$13,567	$2,164.97	+$2.01M → PT
6	$5,166,152	$3,002,309.72	$15,003	$2,576.05	+$5.15M → PT
7	$12,695,768	$7,167,985.38	$16,853	$3,110.04	+$12.68M → PT
8	$30,047,326	$16,462,854.81	$19,251	$3,813.85	+$30.03M → PT
9	$68,564,626	$36,413,987.32	$22,390	$4,756.08	+$68.54M → PT
10	$151,020,816	$77,656,665.93	$26,548	$6,038.84	+$150.99M → PT

PT vs QYLD: Complete Analysis 2026

PT — Stock

Pintec Technology Holdings Limited, together with its subsidiaries, operates an online technology platform that enables financial services in the People's Republic of China. The company connects business partners and financial partners on its platform and enables them to provide financial services to end users. Its technology platform's financial services include assistance for borrowers to obtain loans from third party investors and various financial partners; a lending solution for borrowers who want to finance online purchases or who have personal or business installment loan requests; and a wealth management and insurance product distribution solution for asset management and insurance companies to facilitate the sales of products. Pintec Technology Holdings Limited was founded in 2012 and is headquartered in Beijing, the People's Republic of China.

Full PT Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.