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PTBS vs CL: Dividend Comparison 2026

PTBS yields 2.63% · CL yields 2.44%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 PTBS wins by $10.81M in total portfolio value
10 years
PTBS
PTBS
● Live price
2.63%
Share price
$19.75
Annual div
$0.52
5Y div CAGR
82.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$10.85M
Annual income
$9,142,667.08
Full PTBS calculator →
CL
CL
● Live price
2.44%
Share price
$85.23
Annual div
$2.08
5Y div CAGR
28.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$41.0K
Annual income
$5,451.69
Full CL calculator →

Portfolio growth — PTBS vs CL

📍 PTBS pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPTBSCL
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PTBS + CL cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PTBS pays
CL pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PTBS
Annual income on $10K today (after 15% tax)
$223.80/yr
After 10yr DRIP, annual income (after tax)
$7,771,267.02/yr
CL
Annual income on $10K today (after 15% tax)
$207.44/yr
After 10yr DRIP, annual income (after tax)
$4,633.94/yr
At 15% tax rate, PTBS beats the other by $7,766,633.08/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PTBS + CL for your $10,000?

PTBS: 50%CL: 50%
100% CL50/50100% PTBS
Portfolio after 10yr
$5.44M
Annual income
$4,574,059.39/yr
Blended yield
84.03%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on CL right now

PTBS
No analyst data
Altman Z
0.1
Piotroski
6/9
CL
Analyst Ratings
17
Buy
24
Hold
2
Sell
Consensus: Hold
Price Target
$92.45
+8.5% upside vs current
Range: $85.00 — $100.00
Altman Z
4.5
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PTBS buys
0
CL buys
9
PoliticianChamberTickerTypeAmountDate
John Boozman🏛 Senate$CL▼ Sell$1,001 - $15,0002025-10-09
Ro Khanna🏢 House$CL▼ Sell$1,001 - $15,0002025-10-07
Rick Larsen🏢 House$CL▼ Sell$1,001 - $15,0002025-10-06
Ro Khanna🏢 House$CL▼ Sell$1,001 - $15,0002025-09-29
Julie Johnson🏢 House$CL▼ Sell$1,001 - $15,0002025-09-25
Lisa McClain🏢 House$CL▼ Sell$1,001 - $15,0002025-09-11
Tim Moore🏢 House$CL▼ Sell$1,001 - $15,0002025-09-10
Ro Khanna🏢 House$CL▲ Buy$1,001 - $15,0002025-09-05
Ro Khanna🏢 House$CL▲ Buy$1,001 - $15,0002025-08-26
Lisa McClain🏢 House$CL▲ Buy$1,001 - $15,0002025-08-13
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPTBSCL
Forward yield2.63%2.44%
Annual dividend / share$0.52$2.08
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR82.1%28.6%
Portfolio after 10y$10.85M$41.0K
Annual income after 10y$9,142,667.08$5,451.69
Total dividends collected$10.68M$18.1K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: PTBS vs CL ($10,000, DRIP)

YearPTBS PortfolioPTBS Income/yrCL PortfolioCL Income/yrGap
1← crossover$11,179$479.45$11,014$313.84+$165.00PTBS
2$12,874$912.21$12,200$415.44+$674.00PTBS
3$15,563$1,787.80$13,607$553.09+$2.0KPTBS
4$20,331$3,678.10$15,301$741.41+$5.0KPTBS
5$29,931$8,177.19$17,374$1,002.00+$12.6KPTBS
6$52,514$20,488.00$19,958$1,367.44+$32.6KPTBS
7$117,366$61,175.93$23,243$1,887.87+$94.1KPTBS
8$358,269$232,687.15$27,512$2,642.43+$330.8KPTBS
9$1,592,176$1,208,828.66$33,197$3,759.22+$1.56MPTBS
10$10,846,296$9,142,667.08$40,973$5,451.69+$10.81MPTBS

PTBS vs CL: Complete Analysis 2026

PTBSStock

Potomac Bancshares, Inc. operates as the bank holding company for Bank of Charles Town that provides various banking products and services to individuals and businesses. The company offers checking, savings, and individual retirement accounts; and certificates of deposit (CD). It also provides personal loans, including new and used vehicle, home equity, unsecured home improvement and personal, retail equipment, and lot loans, as well as loans secured by CD, and home equity lines of credit; commercial loans for building or office purchases, commercial real estate and construction, and production and administrative equipment purchases; lines of credit; mortgage, term, residential and commercial construction, commercial real estate, and agricultural loans; and credit and debit cards. In addition, the company offers Card Pay, cash management, merchant, financial planning, trust and estate, investment management, wealth management, full-service brokerage, retirement and insurance planning and products, asset allocation and management, and college planning services, as well as telephone, mobile, and online banking services. It operates through nine full-service offices and one loan production office located in the Eastern Panhandle of West Virginia, Washington County, Maryland, and Loudoun County, Virginia. The company was founded in 1871 and is based in Charles Town, West Virginia.

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CLConsumer Staples

Colgate-Palmolive Company, together with its subsidiaries, manufactures and sells consumer products worldwide. The company operates through two segments, Oral, Personal and Home Care; and Pet Nutrition. The Oral, Personal and Home Care segment offers toothpaste, toothbrushes, mouthwash, bar and liquid hand soaps, shower gels, shampoos, conditioners, deodorants and antiperspirants, skin health products, dishwashing detergents, fabric conditioners, household cleaners, and other related items. This segment markets and sells its products under various brands, which include Colgate, Darlie, elmex, hello, meridol, Sorriso, Tom's of Maine, Irish Spring, Palmolive, Protex, Sanex, Softsoap, Lady Speed Stick, Speed Stick, EltaMD, Filorga, PCA SKIN, Ajax, Axion, Fabuloso, Murphy, Suavitel, Soupline, and Cuddly to a range of traditional and eCommerce retailers, wholesalers, and distributors. It also includes pharmaceutical products for dentists and other oral health professionals. The Pet Nutrition segment offers pet nutrition products for everyday nutritional needs under the Hill's Science Diet brand; and a range of therapeutic products to manage disease conditions in dogs and cats under the Hill's Prescription Diet brand. This segment markets and sells its products through pet supply retailers, veterinarians, and eCommerce retailers. Colgate-Palmolive Company was founded in 1806 and is headquartered in New York, New York.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.