HomeComparePTIAX vs SPHD

PTIAX vs SPHD: Dividend Comparison 2026

PTIAX yields 4.70% · SPHD yields 4.30%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 PTIAX wins by $716.00 in total portfolio value
10 years
PTIAX
PTIAX
● Live price
4.70%
Share price
$19.74
Annual div
$0.93
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.2K
Annual income
$634.53
Full PTIAX calculator →
SPHD
SPHD
● Live price
4.30%
Share price
$49.61
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$567.37
Full SPHD calculator →

Portfolio growth — PTIAX vs SPHD

📍 PTIAX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPTIAXSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PTIAX + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PTIAX pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PTIAX
Annual income on $10K today (after 15% tax)
$399.25/yr
After 10yr DRIP, annual income (after tax)
$539.35/yr
SPHD
Annual income on $10K today (after 15% tax)
$365.92/yr
After 10yr DRIP, annual income (after tax)
$482.26/yr
At 15% tax rate, PTIAX beats the other by $57.09/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PTIAX + SPHD for your $10,000?

PTIAX: 50%SPHD: 50%
100% SPHD50/50100% PTIAX
Portfolio after 10yr
$26.9K
Annual income
$600.94/yr
Blended yield
2.24%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PTIAX buys
0
SPHD buys
0
No recent congressional trades found for PTIAX or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPTIAXSPHD
Forward yield4.70%4.30%
Annual dividend / share$0.93$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$27.2K$26.5K
Annual income after 10y$634.53$567.37
Total dividends collected$5.6K$5.0K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: PTIAX vs SPHD ($10,000, DRIP)

YearPTIAX PortfolioPTIAX Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,170$469.70$11,130$430.50+$40.00PTIAX
2$12,442$490.32$12,357$447.82+$85.00PTIAX
3$13,823$510.44$13,687$464.65+$136.00PTIAX
4$15,321$530.01$15,126$480.98+$195.00PTIAX
5$16,942$549.00$16,682$496.78+$260.00PTIAX
6$18,696$567.38$18,362$512.03+$334.00PTIAX
7$20,590$585.14$20,174$526.72+$416.00PTIAX
8$22,633$602.26$22,127$540.84+$506.00PTIAX
9$24,836$618.72$24,230$554.39+$606.00PTIAX
10$27,209$634.53$26,493$567.37+$716.00PTIAX

PTIAX vs SPHD: Complete Analysis 2026

PTIAXStock

The investment seeks to purchase undervalued fixed-income assets and achieve investment returns through interest income and potential capital appreciation. The fund invests at least 80% of its net assets in fixed-income instruments. Its investments in fixed-income instruments may consist of residential mortgage-backed securities ("RMBS") in the prime, subprime and "Alt-A" first lien mortgage sectors and commercial mortgage-backed securities ("CMBS"), including traditional and interest-only CMBS.

Full PTIAX Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.