Is PTOAX or DVY a better dividend investment in 2026?

PTOAX currently yields 18.64% with a 5% 5-year dividend growth rate. DVY yields 3.46% with 5% growth. The better choice depends on your goal: PTOAX offers higher current income.

What is the dividend yield difference between PTOAX and DVY?

PTOAX has a forward dividend yield of 18.64% ($2.13/share annually). DVY yields 3.46% ($5.25/share annually). The yield gap is 15.18 percentage points.

Home › Compare › PTOAX vs DVY

PTOAX vs DVY: Dividend Comparison 2026

PTOAX yields 18.64% · DVY yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 DVY wins by $2.0K in total portfolio value· pulled ahead in Year 6

INVESTMENT

TIME HORIZON10 years

PTOAX

● Live price

18.64%

Share price

$11.43

Annual div

$2.13

5Y div CAGR

-50%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$23.1K

Annual income

$2.13

Full PTOAX calculator →

DVY

● Live price

3.46%

Share price

$151.41

Annual div

$5.25

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.0K

Annual income

$432.91

Full DVY calculator →

Portfolio growth — PTOAX vs DVY

📍 DVY pulled ahead of the other in Year 6

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	PTOAX	DVY
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, PTOAX + DVY cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

PTOAX pays

DVY pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PTOAX

Annual income on $10K today (after 15% tax)

$1,584.47/yr

After 10yr DRIP, annual income (after tax)

$1.81/yr

DVY

Annual income on $10K today (after 15% tax)

$294.47/yr

After 10yr DRIP, annual income (after tax)

$367.97/yr

At 15% tax rate, DVY beats the other by $366.16/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PTOAX + DVY for your $10,000?

PTOAX: 50%DVY: 50%

100% DVY50/50100% PTOAX

Portfolio after 10yr

$24.0K

Annual income

$217.52/yr

Blended yield

0.90%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PTOAX buys

DVY buys

No recent congressional trades found for PTOAX or DVY in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricPTOAXDVY

Forward yield	18.64% ✓	3.46%
Annual dividend / share	$2.13	$5.25 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-50%	0% ✓
Portfolio after 10y	$23.1K	$25.0K ✓
Annual income after 10y	$2.13	$432.91 ✓
Total dividends collected	$2.0K	$3.9K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: PTOAX vs DVY ($10,000, DRIP)

Year	PTOAX Portfolio	PTOAX Income/yr	DVY Portfolio	DVY Income/yr	Gap
1	$11,632	$932.04	$11,046	$346.43	+$586.00 → PTOAX
2	$12,953	$506.62	$12,177	$357.65	+$776.00 → PTOAX
3	$14,123	$263.62	$13,398	$368.47	+$725.00 → PTOAX
4	$15,246	$134.32	$14,715	$378.89	+$531.00 → PTOAX
5	$16,381	$67.76	$16,134	$388.90	+$247.00 → PTOAX
6← crossover	$17,562	$34.02	$17,662	$398.51	$100.00 → DVY
7	$18,808	$17.04	$19,306	$407.71	$498.00 → DVY
8	$20,133	$8.53	$21,074	$416.50	$941.00 → DVY
9	$21,547	$4.27	$22,974	$424.90	$1.4K → DVY
10	$23,057	$2.13	$25,015	$432.91	$2.0K → DVY

PTOAX vs DVY: Complete Analysis 2026

PTOAX — Stock

The fund seeks to exceed the total return of the S&P 500 Index by investing under normal circumstances in S&P 500 Index derivatives, backed by a portfolio of fixed income instruments. "Fixed income instruments" include bonds, debt securities and other similar instruments issued by various U.S. and non-U.S. public- or private-sector entities. The fund will normally limit its foreign currency exposure (from non-U.S. dollar-denominated securities or currencies) to 35% of its total assets.

Full PTOAX Calculator →

DVY — ETF

The iShares Select Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full DVY Calculator →

📬

Get this PTOAX vs DVY comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

PTOAX vs SCHD PTOAX vs JEPI PTOAX vs O PTOAX vs KO PTOAX vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.