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PTRB vs SCHD: Dividend Comparison 2026

PTRB yields 4.77% · SCHD yields 3.44%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $1.6K in total portfolio value
10 years
PTRB
PTRB
● Live price
4.77%
Share price
$41.51
Annual div
$1.98
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.4K
Annual income
$648.05
Full PTRB calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.44%
Share price
$30.68
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$422.61
Full SCHD calculator →

Portfolio growth — PTRB vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPTRBSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PTRB + SCHD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
PTRB pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PTRB
Annual income on $10K today (after 15% tax)
$405.78/yr
After 10yr DRIP, annual income (after tax)
$550.84/yr
SCHD
Annual income on $10K today (after 15% tax)
$292.49/yr
After 10yr DRIP, annual income (after tax)
$359.22/yr
At 15% tax rate, PTRB beats the other by $191.62/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PTRB + SCHD for your $10,000?

PTRB: 50%SCHD: 50%
100% SCHD50/50100% PTRB
Portfolio after 10yr
$28.2K
Annual income
$535.32/yr
Blended yield
1.90%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PTRB buys
0
SCHD buys
0
No recent congressional trades found for PTRB or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPTRBSCHD
Forward yield4.77% ✓3.44%
Annual dividend / share$1.98 ✓$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$27.4K$29.0K ✓
Annual income after 10y$648.05 ✓$422.61
Total dividends collected$5.7K ✓$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: PTRB vs SCHD ($10,000, DRIP)

YearPTRB PortfolioPTRB Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,177$477.39$11,224$344.10$47.00 → SCHD
2$12,458$498.69$12,567$354.98$109.00 → SCHD
3$13,850$519.48$14,038$365.30$188.00 → SCHD
4$15,359$539.73$15,648$375.06$289.00 → SCHD
5$16,994$559.39$17,410$384.27$416.00 → SCHD
6$18,762$578.43$19,335$392.95$573.00 → SCHD
7$20,672$596.83$21,437$401.10$765.00 → SCHD
8$22,734$614.57$23,733$408.75$999.00 → SCHD
9$24,957$631.64$26,237$415.91$1.3K → SCHD
10$27,352$648.05$28,968$422.61$1.6K → SCHD

PTRB vs SCHD: Complete Analysis 2026

PTRB — Stock

Seeks total return. Seeks to achieve its objective by investing in a diversified portfolio of bonds from multiple fixed income sectors. The Fund may be appropriate for investors seeking current income and capital appreciation in a diversified core fixed income fund.

Full PTRB Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.