HomeComparePTRS vs GIS

PTRS vs GIS: Dividend Comparison 2026

PTRS yields 2.24% · GIS yields 6.53%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 PTRS wins by $9.0K in total portfolio value· pulled ahead in Year 10
10 years
PTRS
PTRS
● Live price
2.24%
Share price
$7.15
Annual div
$0.16
5Y div CAGR
44.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$87.8K
Annual income
$27,836.84
Full PTRS calculator →
GIS
GIS
● Live price
6.53%
Share price
$37.22
Annual div
$2.43
5Y div CAGR
22.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$78.8K
Annual income
$16,211.26
Full GIS calculator →

Portfolio growth — PTRS vs GIS

📍 PTRS pulled ahead of the other in Year 10

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPTRSGIS
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, PTRS + GIS cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PTRS pays
GIS pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PTRS
Annual income on $10K today (after 15% tax)
$190.21/yr
After 10yr DRIP, annual income (after tax)
$23,661.31/yr
GIS
Annual income on $10K today (after 15% tax)
$554.94/yr
After 10yr DRIP, annual income (after tax)
$13,779.57/yr
At 15% tax rate, PTRS beats the other by $9,881.74/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PTRS + GIS for your $10,000?

PTRS: 50%GIS: 50%
100% GIS50/50100% PTRS
Portfolio after 10yr
$83.3K
Annual income
$22,024.05/yr
Blended yield
26.43%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on GIS right now

PTRS
No analyst data
Altman Z
0.3
Piotroski
6/9
GIS
Analyst Ratings
9
Buy
19
Hold
6
Sell
Consensus: Hold
Price Target
$47.42
+27.4% upside vs current
Range: $35.00 — $63.00
Altman Z
2.2
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PTRS buys
0
GIS buys
0
No recent congressional trades found for PTRS or GIS in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPTRSGIS
Forward yield2.24%6.53%
Annual dividend / share$0.16$2.43
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR44.9%22.8%
Portfolio after 10y$87.8K$78.8K
Annual income after 10y$27,836.84$16,211.26
Total dividends collected$61.8K$50.8K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: PTRS vs GIS ($10,000, DRIP)

YearPTRS PortfolioPTRS Income/yrGIS PortfolioGIS Income/yrGap
1$11,024$324.25$11,502$801.73$478.00GIS
2$12,280$484.08$13,365$1,058.29$1.1KGIS
3$13,870$730.22$15,712$1,411.34$1.8KGIS
4$15,958$1,116.88$18,716$1,904.17$2.8KGIS
5$18,815$1,740.16$22,629$2,603.16$3.8KGIS
6$22,910$2,778.47$27,826$3,612.21$4.9KGIS
7$29,096$4,581.64$34,871$5,097.54$5.8KGIS
8$39,012$7,879.58$44,643$7,331.52$5.6KGIS
9$56,050$14,307.27$58,541$10,772.15$2.5KGIS
10← crossover$87,810$27,836.84$78,850$16,211.26+$9.0KPTRS

PTRS vs GIS: Complete Analysis 2026

PTRSStock

Partners Bancorp operates as the holding company for the Bank of Delmarva that provides financial services to individual and corporate customers in the United States. It offers checking, money market, NOW, IRA, savings, cash management, and time deposit accounts, as well as remote deposit capture and mobile deposit services. The company also provides commercial real estate, small business administration, term, purchase and refinance mortgage, bridge, equipment, home equity, agriculture, car, unsecured consumer, construction/permanent mortgage, and lot loans, as well as mobile home, boat, RV, and motorcycle loans; lines of credit; and business credit cards. In addition, it offers online bill payment, automated teller machine/debit card, merchant, transfer, cash advance and management, sweep, cash concentration, payroll direct deposit, and ACH origination services, as well as phone, mobile, and internet banking services. The company operates through 15 branches. The company was formerly known as Delmar Bancorp and changed its name to Partners Bancorp in August 2020. Partners Bancorp was founded in 1896 and is based in Salisbury, Maryland.

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GISConsumer Staples

General Mills, Inc. manufactures and markets branded consumer foods worldwide. The company operates in five segments: North America Retail; Convenience Stores & Foodservice; Europe & Australia; Asia & Latin America; and Pet. It offers ready-to-eat cereals, refrigerated yogurt, soup, meal kits, refrigerated and frozen dough products, dessert and baking mixes, bakery flour, frozen pizza and pizza snacks, snack bars, fruit and salty snacks, ice cream, nutrition bars, wellness beverages, and savory and grain snacks, as well as various organic products, including frozen and shelf-stable vegetables. It also supplies branded and unbranded food products to the North American foodservice and commercial baking industries; and manufactures and markets pet food products, including dog and cat food. The company markets its products under the Annie's, Betty Crocker, Bisquick, Blue Buffalo, Blue Basics, Blue Freedom, Bugles, Cascadian Farm, Cheerios, Chex, Cinnamon Toast Crunch, Cocoa Puffs, Cookie Crisp, EPIC, Fiber One, Food Should Taste Good, Fruit by the Foot, Fruit Gushers, Fruit Roll-Ups, Gardetto's, Go-Gurt, Gold Medal, Golden Grahams, Häagen-Dazs, Helpers, Jus-Rol, Kitano, Kix, Lärabar, Latina, Liberté, Lucky Charms, Muir Glen, Nature Valley, Oatmeal Crisp, Old El Paso, Oui, Pillsbury, Progresso, Raisin Nut Bran, Total, Totino's, Trix, Wanchai Ferry, Wheaties, Wilderness, Yoki, and Yoplait trademarks. It sells its products directly, as well as through broker and distribution arrangements to grocery stores, mass merchandisers, membership stores, natural food chains, e-commerce retailers, commercial and noncommercial foodservice distributors and operators, restaurants, convenience stores, and pet specialty stores, as well as drug, dollar, and discount chains. The company operates 466 leased and 392 franchise ice cream parlors. General Mills, Inc. was founded in 1866 and is headquartered in Minneapolis, Minnesota.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.