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PTRS vs PM: Dividend Comparison 2026

PTRS yields 2.24% · PM yields 3.48%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 PTRS wins by $38.2K in total portfolio value· pulled ahead in Year 8
10 years
PTRS
PTRS
● Live price
2.24%
Share price
$7.15
Annual div
$0.16
5Y div CAGR
44.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$87.8K
Annual income
$27,836.84
Full PTRS calculator →
PM
Philip Morris International
● Live price
3.48%
Share price
$165.34
Annual div
$5.76
5Y div CAGR
17.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.6K
Annual income
$2,492.02
Full PM calculator →

Portfolio growth — PTRS vs PM

📍 PTRS pulled ahead of the other in Year 8

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPTRSPM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PTRS + PM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PTRS pays
PM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PTRS
Annual income on $10K today (after 15% tax)
$190.21/yr
After 10yr DRIP, annual income (after tax)
$23,661.31/yr
PM
Annual income on $10K today (after 15% tax)
$296.12/yr
After 10yr DRIP, annual income (after tax)
$2,118.22/yr
At 15% tax rate, PTRS beats the other by $21,543.10/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PTRS + PM for your $10,000?

PTRS: 50%PM: 50%
100% PM50/50100% PTRS
Portfolio after 10yr
$68.7K
Annual income
$15,164.43/yr
Blended yield
22.08%
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Analyst Conviction Gap

Where Wall Street is most bullish on PM right now

PTRS
No analyst data
Altman Z
0.3
Piotroski
6/9
PM
Analyst Ratings
17
Buy
7
Hold
1
Sell
Consensus: Buy
Price Target
$194.30
+17.5% upside vs current
Range: $180.00 — $205.00
Altman Z
4.0
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PTRS buys
0
PM buys
0
No recent congressional trades found for PTRS or PM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPTRSPM
Forward yield2.24%3.48%
Annual dividend / share$0.16$5.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR44.9%17.2%
Portfolio after 10y$87.8K$49.6K
Annual income after 10y$27,836.84$2,492.02
Total dividends collected$61.8K$11.7K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: PTRS vs PM ($10,000, DRIP)

YearPTRS PortfolioPTRS Income/yrPM PortfolioPM Income/yrGap
1$11,024$324.25$11,648$408.29$624.00PM
2$12,280$484.08$13,589$495.90$1.3KPM
3$13,870$730.22$15,877$603.21$2.0KPM
4$15,958$1,116.88$18,580$734.88$2.6KPM
5$18,815$1,740.16$21,781$896.75$3.0KPM
6$22,910$2,778.47$25,578$1,096.12$2.7KPM
7$29,096$4,581.64$30,092$1,342.17$996.00PM
8← crossover$39,012$7,879.58$35,470$1,646.46+$3.5KPTRS
9$56,050$14,307.27$41,892$2,023.58+$14.2KPTRS
10$87,810$27,836.84$49,578$2,492.02+$38.2KPTRS

PTRS vs PM: Complete Analysis 2026

PTRSStock

Partners Bancorp operates as the holding company for the Bank of Delmarva that provides financial services to individual and corporate customers in the United States. It offers checking, money market, NOW, IRA, savings, cash management, and time deposit accounts, as well as remote deposit capture and mobile deposit services. The company also provides commercial real estate, small business administration, term, purchase and refinance mortgage, bridge, equipment, home equity, agriculture, car, unsecured consumer, construction/permanent mortgage, and lot loans, as well as mobile home, boat, RV, and motorcycle loans; lines of credit; and business credit cards. In addition, it offers online bill payment, automated teller machine/debit card, merchant, transfer, cash advance and management, sweep, cash concentration, payroll direct deposit, and ACH origination services, as well as phone, mobile, and internet banking services. The company operates through 15 branches. The company was formerly known as Delmar Bancorp and changed its name to Partners Bancorp in August 2020. Partners Bancorp was founded in 1896 and is based in Salisbury, Maryland.

Full PTRS Calculator →

PMConsumer Staples

Philip Morris International Inc. operates as a tobacco company working to delivers a smoke-free future and evolving portfolio for the long-term to include products outside of the tobacco and nicotine sector. The company's product portfolio primarily consists of cigarettes and smoke-free products, including heat-not-burn, vapor, and oral nicotine products that are sold in markets outside the United States. The company offers its smoke-free products under the HEETS, HEETS Creations, HEETS Dimensions, HEETS Marlboro, HEETS FROM MARLBORO, Marlboro Dimensions, Marlboro HeatSticks, Parliament HeatSticks, and TEREA brands, as well as the KT&G-licensed brands, Fiit, and Miix. It also sells its products under the Marlboro, Parliament, Bond Street, Chesterfield, L&M, Lark, and Philip Morris brands. In addition, the company owns various cigarette brands, such as Dji Sam Soe, Sampoerna A, and Sampoerna U in Indonesia; and Fortune and Jackpot in the Philippines. The company sells its smoke-free products in 71 markets. Philip Morris International Inc. was incorporated in 1987 and is headquartered in New York, New York.

Full PM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.