Is PTTFX or QYLD a better dividend investment in 2026?

PTTFX currently yields 5.12% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between PTTFX and QYLD?

PTTFX has a forward dividend yield of 5.12% ($0.43/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 6.80 percentage points.

Home › Compare › PTTFX vs QYLD

PTTFX vs QYLD: Dividend Comparison 2026

PTTFX yields 5.12% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 PTTFX wins by $2.6K in total portfolio value

INVESTMENT

TIME HORIZON10 years

PTTFX

● Live price

5.12%

Share price

$8.31

Annual div

$0.43

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.0K

Annual income

$709.97

Full PTTFX calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — PTTFX vs QYLD

📍 PTTFX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	PTTFX	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, PTTFX + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

PTTFX pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PTTFX

Annual income on $10K today (after 15% tax)

$435.04/yr

After 10yr DRIP, annual income (after tax)

$603.47/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $4,206.94/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PTTFX + QYLD for your $10,000?

PTTFX: 50%QYLD: 50%

100% QYLD50/50100% PTTFX

Portfolio after 10yr

$26.7K

Annual income

$3,184.65/yr

Blended yield

11.93%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PTTFX buys

QYLD buys

No recent congressional trades found for PTTFX or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricPTTFXQYLD

Forward yield	5.12%	11.92% ✓
Annual dividend / share	$0.43	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$28.0K ✓	$25.4K
Annual income after 10y	$709.97	$5,659.31 ✓
Total dividends collected	$6.1K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: PTTFX vs QYLD ($10,000, DRIP)

Year	PTTFX Portfolio	PTTFX Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$11,212	$511.82	$10,352	$1,192.36	+$860.00 → PTTFX
2	$12,533	$536.30	$10,830	$1,347.57	+$1.7K → PTTFX
3	$13,971	$560.27	$11,460	$1,539.07	+$2.5K → PTTFX
4	$15,532	$583.68	$12,275	$1,777.84	+$3.3K → PTTFX
5	$17,226	$606.47	$13,323	$2,078.95	+$3.9K → PTTFX
6	$19,060	$628.60	$14,667	$2,463.34	+$4.4K → PTTFX
7	$21,045	$650.04	$16,396	$2,960.57	+$4.6K → PTTFX
8	$23,188	$670.76	$18,631	$3,612.97	+$4.6K → PTTFX
9	$25,502	$690.74	$21,548	$4,482.15	+$4.0K → PTTFX
10	$27,997	$709.97	$25,398	$5,659.31	+$2.6K → PTTFX

PTTFX vs QYLD: Complete Analysis 2026

PTTFX — Stock

The fund's investments typically include, but are not limited to, debt instruments issued by the U.S. government and its agencies, corporate bonds, bank loans, and various types of mortgage-backed and asset-backed securities. It may invest up to 35% of its net assets in corporate bonds and other debt instruments that are rated below investment-grade, commonly known as junk bonds or high yield bonds, by each of the rating agencies that have assigned a rating to the security or, if unrated, deemed by T. Rowe Price to be below investment-grade.

Full PTTFX Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.