HomeComparePTTRX vs SCHD

PTTRX vs SCHD: Dividend Comparison 2026

PTTRX yields 4.54% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $2.1K in total portfolio value
10 years
PTTRX
PTTRX
● Live price
4.54%
Share price
$8.71
Annual div
$0.40
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.9K
Annual income
$607.71
Full PTTRX calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — PTTRX vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPTTRXSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PTTRX + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PTTRX pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PTTRX
Annual income on $10K today (after 15% tax)
$386.11/yr
After 10yr DRIP, annual income (after tax)
$516.55/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, PTTRX beats the other by $154.50/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PTTRX + SCHD for your $10,000?

PTTRX: 50%SCHD: 50%
100% SCHD50/50100% PTTRX
Portfolio after 10yr
$28.0K
Annual income
$516.82/yr
Blended yield
1.85%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PTTRX buys
0
SCHD buys
0
No recent congressional trades found for PTTRX or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPTTRXSCHD
Forward yield4.54%3.46%
Annual dividend / share$0.40$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$26.9K$29.0K
Annual income after 10y$607.71$425.95
Total dividends collected$5.3K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: PTTRX vs SCHD ($10,000, DRIP)

YearPTTRX PortfolioPTTRX Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,154$454.25$11,226$346.36$72.00SCHD
2$12,409$473.53$12,572$357.38$163.00SCHD
3$13,769$492.32$14,046$367.84$277.00SCHD
4$15,244$510.58$15,660$377.73$416.00SCHD
5$16,839$528.27$17,425$387.07$586.00SCHD
6$18,563$545.38$19,354$395.86$791.00SCHD
7$20,425$561.89$21,461$404.13$1.0KSCHD
8$22,432$577.78$23,762$411.89$1.3KSCHD
9$24,596$593.06$26,272$419.15$1.7KSCHD
10$26,925$607.71$29,010$425.95$2.1KSCHD

PTTRX vs SCHD: Complete Analysis 2026

PTTRXStock

The investment seeks maximum total return, consistent with preservation of capital and prudent investment management. The fund invests at least 65% of its total assets in a diversified portfolio of Fixed Income Instruments of varying maturities, which may be represented by forwards or derivatives such as options, futures contracts, or swap agreements. It invests primarily in investment-grade debt securities, but may invest up to 20% of its total assets in high yield securities. It may invest up to 30% of its total assets in securities denominated in foreign currencies, and may invest beyond this limit in U.S. dollar-denominated securities of foreign issuers.

Full PTTRX Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.