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PUTD vs SCHD: Dividend Comparison 2026

PUTD yields 2.76% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $5.2K in total portfolio value
10 years
PUTD
PUTD
● Live price
2.76%
Share price
$21.61
Annual div
$0.60
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$23.8K
Annual income
$329.36
Full PUTD calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — PUTD vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPUTDSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PUTD + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PUTD pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PUTD
Annual income on $10K today (after 15% tax)
$234.35/yr
After 10yr DRIP, annual income (after tax)
$279.96/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, SCHD beats the other by $82.10/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of PUTD + SCHD for your $10,000?

PUTD: 50%SCHD: 50%
100% SCHD50/50100% PUTD
Portfolio after 10yr
$26.4K
Annual income
$377.65/yr
Blended yield
1.43%
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PUTD buys
0
SCHD buys
3
PoliticianChamberTickerTypeAmountDate
Virginia Foxx🏢 House$SCHD▼ Sell$50,001 - $100,0002023-03-08
Steve Cohen🏢 House$SCHD▲ Buy$50,001 - $100,0002022-07-29
Hakeem S. Jeffries🏢 House$SCHD▲ Buy$15,001 - $50,0002021-04-12
Mikie Sherrill🏢 House$SCHD▲ Buy$100,001 - $250,0002020-02-21
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPUTDSCHD
Forward yield2.76%3.46%
Annual dividend / share$0.60$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$23.8K$29.0K
Annual income after 10y$329.36$425.95
Total dividends collected$3.0K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: PUTD vs SCHD ($10,000, DRIP)

YearPUTD PortfolioPUTD Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$10,976$275.71$11,226$346.36$250.00SCHD
2$12,027$282.81$12,572$357.38$545.00SCHD
3$13,158$289.62$14,046$367.84$888.00SCHD
4$14,376$296.14$15,660$377.73$1.3KSCHD
5$15,684$302.37$17,425$387.07$1.7KSCHD
6$17,090$308.31$19,354$395.86$2.3KSCHD
7$18,601$313.97$21,461$404.13$2.9KSCHD
8$20,222$319.37$23,762$411.89$3.5KSCHD
9$21,962$324.49$26,272$419.15$4.3KSCHD
10$23,829$329.36$29,010$425.95$5.2KSCHD

PUTD vs SCHD: Complete Analysis 2026

PUTDStock

The fund is an exchange-traded fund (“ETF”) that uses a “passive management” (or indexing) approach to track the performance, before fees and expenses, of the index. The index employs a rules-driven approach, without the use of leverage, with the goal of identifying a portfolio of written put options on the S&P 500 Index, that when sold in accordance with the index’s rules driven approach, will collectively provide over the long term a total return that will exceed that of the S&P 500 Index with lower volatility and drawdown.

Full PUTD Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.