Is PUYI or XYLD a better dividend investment in 2026?

PUYI currently yields 22.32% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: PUYI offers higher current income.

What is the dividend yield difference between PUYI and XYLD?

PUYI has a forward dividend yield of 22.32% ($2.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 11.34 percentage points.

Home › Compare › PUYI vs XYLD

PUYI vs XYLD: Dividend Comparison 2026

PUYI yields 22.32% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 PUYI wins by $58.8K in total portfolio value

INVESTMENT

TIME HORIZON10 years

PUYI

● Live price

22.32%

Share price

$8.96

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$84.1K

Annual income

$8,571.32

Full PUYI calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — PUYI vs XYLD

📍 PUYI pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	PUYI	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, PUYI + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

PUYI pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PUYI

Annual income on $10K today (after 15% tax)

$1,897.32/yr

After 10yr DRIP, annual income (after tax)

$7,285.62/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, PUYI beats the other by $4,549.46/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PUYI + XYLD for your $10,000?

PUYI: 50%XYLD: 50%

100% XYLD50/50100% PUYI

Portfolio after 10yr

$54.7K

Annual income

$5,895.17/yr

Blended yield

10.78%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PUYI buys

XYLD buys

No recent congressional trades found for PUYI or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricPUYIXYLD

Forward yield	22.32% ✓	10.98%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$84.1K ✓	$25.3K
Annual income after 10y	$8,571.32 ✓	$3,219.02
Total dividends collected	$50.5K ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: PUYI vs XYLD ($10,000, DRIP)

Year	PUYI Portfolio	PUYI Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$12,932	$2,232.14	$10,818	$1,098.39	+$2.1K → PUYI
2	$16,535	$2,697.79	$11,738	$1,222.51	+$4.8K → PUYI
3	$20,916	$3,223.77	$12,774	$1,364.64	+$8.1K → PUYI
4	$26,192	$3,811.17	$13,944	$1,527.86	+$12.2K → PUYI
5	$32,485	$4,460.17	$15,270	$1,715.87	+$17.2K → PUYI
6	$39,929	$5,170.00	$16,775	$1,933.09	+$23.2K → PUYI
7	$48,663	$5,938.97	$18,490	$2,184.87	+$30.2K → PUYI
8	$58,834	$6,764.52	$20,450	$2,477.63	+$38.4K → PUYI
9	$70,596	$7,643.32	$22,697	$2,819.19	+$47.9K → PUYI
10	$84,109	$8,571.32	$25,280	$3,219.02	+$58.8K → PUYI

PUYI vs XYLD: Complete Analysis 2026

PUYI — Stock

Puyi Inc. provides third-party wealth management services in China. The company distributes publicly raised fund and privately raised securities investment fund products through online and offline. It also provides asset management services that include managing fund of funds and non-performing loan funds; and corporate financing services. Puyi Inc. was incorporated in 2018 and is headquartered in Guangzhou, China.

Full PUYI Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

📬

Get this PUYI vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

PUYI vs SCHD PUYI vs JEPI PUYI vs O PUYI vs KO PUYI vs MAIN PUYI vs QYLD PUYI vs JEPQ PUYI vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.