Is PVBK or VYM a better dividend investment in 2026?

PVBK currently yields 19.05% with a 5% 5-year dividend growth rate. VYM yields 2.41% with 7.8% growth. The better choice depends on your goal: PVBK offers higher current income.

What is the dividend yield difference between PVBK and VYM?

PVBK has a forward dividend yield of 19.05% ($2.00/share annually). VYM yields 2.41% ($3.51/share annually). The yield gap is 16.64 percentage points.

Home › Compare › PVBK vs VYM

PVBK vs VYM: Dividend Comparison 2026

PVBK yields 19.05% · VYM yields 2.41%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 PVBK wins by $41.0K in total portfolio value

INVESTMENT

TIME HORIZON10 years

PVBK

● Live price

19.05%

Share price

$10.50

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$68.9K

Annual income

$6,079.53

Full PVBK calculator →

VYM

Vanguard High Dividend Yield ETF

● Live price

2.41%

Share price

$145.48

Annual div

$3.51

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.8K

Annual income

$278.55

Full VYM calculator →

Portfolio growth — PVBK vs VYM

📍 PVBK pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	PVBK	VYM
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, PVBK + VYM cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

PVBK pays

VYM pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PVBK

Annual income on $10K today (after 15% tax)

$1,619.05/yr

After 10yr DRIP, annual income (after tax)

$5,167.60/yr

VYM

Annual income on $10K today (after 15% tax)

$205.23/yr

After 10yr DRIP, annual income (after tax)

$236.77/yr

At 15% tax rate, PVBK beats the other by $4,930.83/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of PVBK + VYM for your $10,000?

PVBK: 50%VYM: 50%

100% VYM50/50100% PVBK

Portfolio after 10yr

$48.4K

Annual income

$3,179.04/yr

Blended yield

6.57%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PVBK buys

VYM buys

No recent congressional trades found for PVBK or VYM in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricPVBKVYM

Forward yield	19.05% ✓	2.41%
Annual dividend / share	$2.00	$3.51 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$68.9K ✓	$27.8K
Annual income after 10y	$6,079.53 ✓	$278.55
Total dividends collected	$38.2K ✓	$2.6K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: PVBK vs VYM ($10,000, DRIP)

Year	PVBK Portfolio	PVBK Income/yr	VYM Portfolio	VYM Income/yr	Gap
1← crossover	$12,605	$1,904.76	$11,151	$241.44	+$1.5K → PVBK
2	$15,731	$2,243.84	$12,413	$246.79	+$3.3K → PVBK
3	$19,449	$2,617.14	$13,794	$251.79	+$5.7K → PVBK
4	$23,835	$3,024.07	$15,306	$256.47	+$8.5K → PVBK
5	$28,967	$3,463.51	$16,960	$260.84	+$12.0K → PVBK
6	$34,928	$3,933.88	$18,768	$264.92	+$16.2K → PVBK
7	$41,806	$4,433.18	$20,745	$268.71	+$21.1K → PVBK
8	$49,692	$4,959.03	$22,905	$272.24	+$26.8K → PVBK
9	$58,679	$5,508.79	$25,265	$275.51	+$33.4K → PVBK
10	$68,866	$6,079.53	$27,842	$278.55	+$41.0K → PVBK

PVBK vs VYM: Complete Analysis 2026

PVBK — Stock

Pacific Valley Bancorp provides various banking products and services for small and medium sized businesses, agriculture related businesses, non-profit organizations, professional service providers, and individuals. It accepts various deposit products, including checking, savings and money market, and individual retirement accounts, as well as certificates of deposit. The company also offers construction and land development, real estate, commercial and agriculture, and consumer loans. In addition, it provides online and mobile banking, bill pay, remote deposit, positive pay, estatement, and order check services; and debit cards. The company operates in Salinas, King City, and Monterey, California. Pacific Valley Bancorp was founded in 2004 and is based in Salinas, California.

Full PVBK Calculator →

VYM — ETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.