Is PWM or XYLD a better dividend investment in 2026?

PWM currently yields 170.94% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: PWM offers higher current income.

What is the dividend yield difference between PWM and XYLD?

PWM has a forward dividend yield of 170.94% ($2.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 159.96 percentage points.

Home › Compare › PWM vs XYLD

PWM vs XYLD: Dividend Comparison 2026

PWM yields 170.94% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 PWM wins by $49.54M in total portfolio value

INVESTMENT

TIME HORIZON10 years

PWM

● Live price

170.94%

Share price

$1.17

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$49.57M

Annual income

$23,046,519.63

Full PWM calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — PWM vs XYLD

📍 PWM pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	PWM	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, PWM + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

PWM pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PWM

Annual income on $10K today (after 15% tax)

$14,529.91/yr

After 10yr DRIP, annual income (after tax)

$19,589,541.69/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, PWM beats the other by $19,586,805.52/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PWM + XYLD for your $10,000?

PWM: 50%XYLD: 50%

100% XYLD50/50100% PWM

Portfolio after 10yr

$24.80M

Annual income

$11,524,869.32/yr

Blended yield

46.48%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PWM buys

XYLD buys

No recent congressional trades found for PWM or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricPWMXYLD

Forward yield	170.94% ✓	10.98%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$49.57M ✓	$25.3K
Annual income after 10y	$23,046,519.63 ✓	$3,219.02
Total dividends collected	$46.28M ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: PWM vs XYLD ($10,000, DRIP)

Year	PWM Portfolio	PWM Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$27,794	$17,094.02	$10,818	$1,098.39	+$17.0K → PWM
2	$74,143	$44,402.93	$11,738	$1,222.51	+$62.4K → PWM
3	$190,032	$110,699.08	$12,774	$1,364.64	+$177.3K → PWM
4	$468,500	$265,166.46	$13,944	$1,527.86	+$454.6K → PWM
5	$1,112,264	$610,968.56	$15,270	$1,715.87	+$1.10M → PWM
6	$2,545,727	$1,355,604.69	$16,775	$1,933.09	+$2.53M → PWM
7	$5,623,629	$2,899,701.52	$18,490	$2,184.87	+$5.61M → PWM
8	$12,003,803	$5,986,519.26	$20,450	$2,477.63	+$11.98M → PWM
9	$24,786,500	$11,942,431.58	$22,697	$2,819.19	+$24.76M → PWM
10	$49,568,075	$23,046,519.63	$25,280	$3,219.02	+$49.54M → PWM

PWM vs XYLD: Complete Analysis 2026

PWM — Stock

Prestige Wealth Inc., through its subsidiaries, provides wealth management and asset management services. The company assists its clients in identifying and purchasing wealth management and asset management products. The company offers its services primarily for high net worth and ultra-high net worth individuals in Asia primarily in the mainland China or Hong Kong. The company was founded in 2017 and is based in Central, Hong Kong. Prestige Wealth Inc. operates as a subsidiary of Prestige Financial Holdings Group Limited.

Full PWM Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.