HomeComparePWOD vs QYLD

PWOD vs QYLD: Dividend Comparison 2026

PWOD yields 4.27% · QYLD yields 11.92%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 PWOD wins by $1.6K in total portfolio value
10 years
PWOD
PWOD
● Live price
4.27%
Share price
$30.00
Annual div
$1.28
5Y div CAGR
1.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.0K
Annual income
$663.60
Full PWOD calculator →
QYLD
Global X Nasdaq 100 Covered Call ETF
● Live price
11.92%
Share price
$17.15
Annual div
$2.04
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.4K
Annual income
$5,659.31
Full QYLD calculator →

Portfolio growth — PWOD vs QYLD

📍 PWOD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPWODQYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PWOD + QYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PWOD pays
QYLD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PWOD
Annual income on $10K today (after 15% tax)
$362.67/yr
After 10yr DRIP, annual income (after tax)
$564.06/yr
QYLD
Annual income on $10K today (after 15% tax)
$1,013.51/yr
After 10yr DRIP, annual income (after tax)
$4,810.41/yr
At 15% tax rate, QYLD beats the other by $4,246.35/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PWOD + QYLD for your $10,000?

PWOD: 50%QYLD: 50%
100% QYLD50/50100% PWOD
Portfolio after 10yr
$26.2K
Annual income
$3,161.46/yr
Blended yield
12.06%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PWOD buys
0
QYLD buys
0
No recent congressional trades found for PWOD or QYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPWODQYLD
Forward yield4.27%11.92%
Annual dividend / share$1.28$2.04
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR1.5%0%
Portfolio after 10y$27.0K$25.4K
Annual income after 10y$663.60$5,659.31
Total dividends collected$5.5K$27.1K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: PWOD vs QYLD ($10,000, DRIP)

YearPWOD PortfolioPWOD Income/yrQYLD PortfolioQYLD Income/yrGap
1← crossover$11,133$433.07$10,352$1,192.36+$781.00PWOD
2$12,370$457.35$10,830$1,347.57+$1.5KPWOD
3$13,718$482.04$11,460$1,539.07+$2.3KPWOD
4$15,185$507.09$12,275$1,777.84+$2.9KPWOD
5$16,780$532.47$13,323$2,078.95+$3.5KPWOD
6$18,513$558.17$14,667$2,463.34+$3.8KPWOD
7$20,393$584.16$16,396$2,960.57+$4.0KPWOD
8$22,431$610.40$18,631$3,612.97+$3.8KPWOD
9$24,638$636.89$21,548$4,482.15+$3.1KPWOD
10$27,027$663.60$25,398$5,659.31+$1.6KPWOD

PWOD vs QYLD: Complete Analysis 2026

PWODStock

Penns Woods Bancorp, Inc. operates as the bank holding company for Jersey Shore State Bank and Luzerne Bank, which provides commercial and retail banking services to individuals, partnerships, non-profit organizations, and corporations. It accepts time, demand, and savings deposits, including super NOW accounts, statement savings accounts, money market accounts, and certificates of deposit, as well as checking and individual retirement accounts. The company also offers loan products comprising residential, commercial, and construction real estate loans; agricultural loans for the purchase or improvement of real estate; commercial loans for the acquisition and improvement of real estate, purchase of equipment, and working capital purposes; letters of credit; consumer loans, such as construction and residential mortgages, home equity loans and lines, automobile financing, personal loans and lines of credit, and overdraft and check lines; and revolving credit loans with overdraft protection. In addition, it provides securities brokerage and financial planning services, which include the sale of life insurance products, annuities, and estate planning services; property and casualty, and auto insurance products; safe deposit services; ATM services; and Internet and telephone banking services. Further, the company engages in real estate transactions and investment activities. It operates through a network of twenty-seven offices located in Clinton, Lycoming, Centre, Montour, Union, Blair, and Luzerne Counties, Pennsylvania. The company was founded in 1907 and is headquartered in Williamsport, Pennsylvania.

Full PWOD Calculator →

QYLDETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.