HomeComparePWOD vs YUM

PWOD vs YUM: Dividend Comparison 2026

PWOD yields 4.27% · YUM yields 1.85%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 YUM wins by $80.0K in total portfolio value· pulled ahead in Year 3
10 years
PWOD
PWOD
● Live price
4.27%
Share price
$30.00
Annual div
$1.28
5Y div CAGR
1.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.0K
Annual income
$663.60
Full PWOD calculator →
YUM
YUM
● Live price
1.85%
Share price
$155.48
Annual div
$2.88
5Y div CAGR
51.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$107.0K
Annual income
$39,957.33
Full YUM calculator →

Portfolio growth — PWOD vs YUM

📍 YUM pulled ahead of the other in Year 3

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPWODYUM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, PWOD + YUM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PWOD pays
YUM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PWOD
Annual income on $10K today (after 15% tax)
$362.67/yr
After 10yr DRIP, annual income (after tax)
$564.06/yr
YUM
Annual income on $10K today (after 15% tax)
$157.45/yr
After 10yr DRIP, annual income (after tax)
$33,963.73/yr
At 15% tax rate, YUM beats the other by $33,399.67/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PWOD + YUM for your $10,000?

PWOD: 50%YUM: 50%
100% YUM50/50100% PWOD
Portfolio after 10yr
$67.0K
Annual income
$20,310.46/yr
Blended yield
30.30%
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Analyst Conviction Gap

Where Wall Street is most bullish on YUM right now

PWOD
No analyst data
Altman Z
-0.7
Piotroski
6/9
YUM
Analyst Ratings
18
Buy
30
Hold
3
Sell
Consensus: Hold
Price Target
$173.15
+11.4% upside vs current
Range: $158.00 — $190.00
Altman Z
2.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PWOD buys
0
YUM buys
0
No recent congressional trades found for PWOD or YUM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPWODYUM
Forward yield4.27%1.85%
Annual dividend / share$1.28$2.88
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR1.5%51.4%
Portfolio after 10y$27.0K$107.0K
Annual income after 10y$663.60$39,957.33
Total dividends collected$5.5K$80.4K
Payment frequencyquarterlyquarterly
SectorStockConsumer Discretionary

Year-by-year: PWOD vs YUM ($10,000, DRIP)

YearPWOD PortfolioPWOD Income/yrYUM PortfolioYUM Income/yrGap
1$11,133$433.07$10,980$280.44+$153.00PWOD
2$12,370$457.35$12,185$435.72+$185.00PWOD
3← crossover$13,718$482.04$13,722$684.14$4.00YUM
4$15,185$507.09$15,773$1,090.14$588.00YUM
5$16,780$532.47$18,650$1,773.02$1.9KYUM
6$18,513$558.17$22,921$2,966.37$4.4KYUM
7$20,393$584.16$29,685$5,158.69$9.3KYUM
8$22,431$610.40$41,216$9,453.02$18.8KYUM
9$24,638$636.89$62,672$18,571.31$38.0KYUM
10$27,027$663.60$107,016$39,957.33$80.0KYUM

PWOD vs YUM: Complete Analysis 2026

PWODStock

Penns Woods Bancorp, Inc. operates as the bank holding company for Jersey Shore State Bank and Luzerne Bank, which provides commercial and retail banking services to individuals, partnerships, non-profit organizations, and corporations. It accepts time, demand, and savings deposits, including super NOW accounts, statement savings accounts, money market accounts, and certificates of deposit, as well as checking and individual retirement accounts. The company also offers loan products comprising residential, commercial, and construction real estate loans; agricultural loans for the purchase or improvement of real estate; commercial loans for the acquisition and improvement of real estate, purchase of equipment, and working capital purposes; letters of credit; consumer loans, such as construction and residential mortgages, home equity loans and lines, automobile financing, personal loans and lines of credit, and overdraft and check lines; and revolving credit loans with overdraft protection. In addition, it provides securities brokerage and financial planning services, which include the sale of life insurance products, annuities, and estate planning services; property and casualty, and auto insurance products; safe deposit services; ATM services; and Internet and telephone banking services. Further, the company engages in real estate transactions and investment activities. It operates through a network of twenty-seven offices located in Clinton, Lycoming, Centre, Montour, Union, Blair, and Luzerne Counties, Pennsylvania. The company was founded in 1907 and is headquartered in Williamsport, Pennsylvania.

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YUMConsumer Discretionary

YUM! Brands, Inc., together with its subsidiaries, develops, operates, and franchises quick service restaurants worldwide. It operates through four segments: the KFC Division, the Taco Bell Division, the Pizza Hut Division, and the Habit Burger Grill Division. The company operates restaurants under the KFC, Pizza Hut, Taco Bell, and The Habit Burger Grill brands, which specialize in chicken, pizza, made-to-order chargrilled burgers, sandwiches, Mexican-style food categories, and other food products. As of December 31, 2021, it had 26,934 KFC units; 18,381 Pizza Hut units; 7,791 Taco Bell units; and 318 The Habit Burger Grill units in approximately 157 countries and territories. The company was formerly known as TRICON Global Restaurants, Inc. and changed its name to YUM! Brands, Inc. in May 2002. YUM! Brands, Inc. was incorporated in 1997 and is headquartered in Louisville, Kentucky.

Full YUM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.