HomeComparePWZYF vs SCHD

PWZYF vs SCHD: Dividend Comparison 2026

PWZYF yields 7.56% · SCHD yields 3.44%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 PWZYF wins by $4.0K in total portfolio value
10 years
PWZYF
PWZYF
● Live price
7.56%
Share price
$16.25
Annual div
$1.23
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$33.0K
Annual income
$1,220.46
Full PWZYF calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.44%
Share price
$30.68
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$422.61
Full SCHD calculator →

Portfolio growth — PWZYF vs SCHD

📍 PWZYF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPWZYFSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PWZYF + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PWZYF pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PWZYF
Annual income on $10K today (after 15% tax)
$642.50/yr
After 10yr DRIP, annual income (after tax)
$1,037.39/yr
SCHD
Annual income on $10K today (after 15% tax)
$292.49/yr
After 10yr DRIP, annual income (after tax)
$359.22/yr
At 15% tax rate, PWZYF beats the other by $678.17/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PWZYF + SCHD for your $10,000?

PWZYF: 50%SCHD: 50%
100% SCHD50/50100% PWZYF
Portfolio after 10yr
$31.0K
Annual income
$821.53/yr
Blended yield
2.65%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PWZYF buys
0
SCHD buys
0
No recent congressional trades found for PWZYF or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPWZYFSCHD
Forward yield7.56%3.44%
Annual dividend / share$1.23$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$33.0K$29.0K
Annual income after 10y$1,220.46$422.61
Total dividends collected$9.9K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: PWZYF vs SCHD ($10,000, DRIP)

YearPWZYF PortfolioPWZYF Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,456$755.88$11,224$344.10+$232.00PWZYF
2$13,067$809.28$12,567$354.98+$500.00PWZYF
3$14,844$862.71$14,038$365.30+$806.00PWZYF
4$16,800$915.94$15,648$375.06+$1.2KPWZYF
5$18,944$968.75$17,410$384.27+$1.5KPWZYF
6$21,291$1,020.96$19,335$392.95+$2.0KPWZYF
7$23,854$1,072.39$21,437$401.10+$2.4KPWZYF
8$26,647$1,122.87$23,733$408.75+$2.9KPWZYF
9$29,684$1,172.26$26,237$415.91+$3.4KPWZYF
10$32,983$1,220.46$28,968$422.61+$4.0KPWZYF

PWZYF vs SCHD: Complete Analysis 2026

PWZYFStock

POWSZECHNY Zaklad Ubezpieczen SA provides life and non-life insurance products and services in Poland, the Baltic States, and Ukraine. It operates through Corporate Insurance, Mass Insurance, Group and Individually Continued Insurance, Individual Insurance, Investments, Banking Activity, Pension Insurance, Baltic States, Ukraine, Investment Contracts, and Other segments. The company offers motor, property, casualty, agricultural, fire, and third-party liability insurance, as well as accident and life insurance. It also provides banking, medical, hospital, physical therapy, assistance, and spa services; manages pension and mutual funds; and offers financial and accounting services. In addition, the company is involved in buying, operating, renting, and selling real estate properties; investment activity; and consulting and training, and other monetary intermediation businesses. Further, it engages in the production and sale of radiators and sanitary fittings, bathroom accessories, and fittings; and auxiliary activity associated with insurance and pension funds. Powszechny Zaklad Ubezpieczen SA was founded in 1803 and is based in Warsaw, Poland.

Full PWZYF Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.