Is PYCFF or VYM a better dividend investment in 2026?

PYCFF currently yields 3.84% with a 5% 5-year dividend growth rate. VYM yields 2.41% with 7.8% growth. The better choice depends on your goal: PYCFF offers higher current income.

What is the dividend yield difference between PYCFF and VYM?

PYCFF has a forward dividend yield of 3.84% ($0.06/share annually). VYM yields 2.41% ($3.51/share annually). The yield gap is 1.43 percentage points.

Home › Compare › PYCFF vs VYM

PYCFF vs VYM: Dividend Comparison 2026

PYCFF yields 3.84% · VYM yields 2.41%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 PYCFF wins by $1450.79M in total portfolio value

INVESTMENT

TIME HORIZON10 years

PYCFF

● Live price

3.84%

Share price

$1.49

Annual div

$0.06

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$1450.82M

Annual income

$1,381,649,961.35

Full PYCFF calculator →

VYM

Vanguard High Dividend Yield ETF

● Live price

2.41%

Share price

$145.48

Annual div

$3.51

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.8K

Annual income

$278.55

Full VYM calculator →

Portfolio growth — PYCFF vs VYM

📍 PYCFF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	PYCFF	VYM
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, PYCFF + VYM cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

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Sep

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Oct

—

Nov

—

Dec

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PYCFF pays

VYM pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PYCFF

Annual income on $10K today (after 15% tax)

$326.17/yr

After 10yr DRIP, annual income (after tax)

$1,174,402,467.15/yr

VYM

Annual income on $10K today (after 15% tax)

$205.23/yr

After 10yr DRIP, annual income (after tax)

$236.77/yr

At 15% tax rate, PYCFF beats the other by $1,174,402,230.38/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of PYCFF + VYM for your $10,000?

PYCFF: 50%VYM: 50%

100% VYM50/50100% PYCFF

Portfolio after 10yr

$725.42M

Annual income

$690,825,119.94/yr

Blended yield

95.23%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PYCFF buys

VYM buys

No recent congressional trades found for PYCFF or VYM in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricPYCFFVYM

Forward yield	3.84% ✓	2.41%
Annual dividend / share	$0.06	$3.51 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	0%
Portfolio after 10y	$1450.82M ✓	$27.8K
Annual income after 10y	$1,381,649,961.35 ✓	$278.55
Total dividends collected	$1445.85M ✓	$2.6K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: PYCFF vs VYM ($10,000, DRIP)

Year	PYCFF Portfolio	PYCFF Income/yr	VYM Portfolio	VYM Income/yr	Gap
1← crossover	$11,467	$767.45	$11,151	$241.44	+$316.00 → PYCFF
2	$13,915	$1,644.99	$12,413	$246.79	+$1.5K → PYCFF
3	$18,620	$3,731.05	$13,794	$251.79	+$4.8K → PYCFF
4	$29,256	$9,332.01	$15,306	$256.47	+$13.9K → PYCFF
5	$58,710	$27,406.00	$16,960	$260.84	+$41.8K → PYCFF
6	$165,619	$102,799.37	$18,768	$264.92	+$146.9K → PYCFF
7	$719,259	$542,046.80	$20,745	$268.71	+$698.5K → PYCFF
8	$5,169,670	$4,400,063.55	$22,905	$272.24	+$5.15M → PYCFF
9	$64,644,531	$59,112,983.40	$25,265	$275.51	+$64.62M → PYCFF
10	$1,450,819,609	$1,381,649,961.35	$27,842	$278.55	+$1450.79M → PYCFF

PYCFF vs VYM: Complete Analysis 2026

PYCFF — Stock

Mount Logan Capital Inc.is an investment firm primarily focused on investing in public and private debt securities. The Company holds and actively manages and monitors a seed portfolio of loans and other investments with credit-oriented characteristics. The company was formerly known as Marret Resource Corp. and changed its name to Mount Logan Capital Inc. in October 2018. Mount Logan Capital Inc. is based in Toronto, Canada with an additional office in New York City.

Full PYCFF Calculator →

VYM — ETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.