Is PYFRF or QYLD a better dividend investment in 2026?

PYFRF currently yields 72.46% with a 5% 5-year dividend growth rate. QYLD yields 12.24% with -2.1% growth. The better choice depends on your goal: PYFRF offers higher current income.

What is the dividend yield difference between PYFRF and QYLD?

PYFRF has a forward dividend yield of 72.46% ($2.00/share annually). QYLD yields 12.24% ($2.04/share annually). The yield gap is 60.22 percentage points.

Home › Compare › PYFRF vs QYLD

PYFRF vs QYLD: Dividend Comparison 2026

PYFRF yields 72.46% · QYLD yields 12.24%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 PYFRF wins by $1.15M in total portfolio value

INVESTMENT

TIME HORIZON10 years

PYFRF

● Live price

72.46%

Share price

$2.76

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$1.18M

Annual income

$317,308.42

Full PYFRF calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

12.24%

Share price

$16.70

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$26.5K

Annual income

$6,038.84

Full QYLD calculator →

Portfolio growth — PYFRF vs QYLD

📍 PYFRF pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	PYFRF	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, PYFRF + QYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

PYFRF pays

QYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PYFRF

Annual income on $10K today (after 15% tax)

$6,159.42/yr

After 10yr DRIP, annual income (after tax)

$269,712.16/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,040.82/yr

After 10yr DRIP, annual income (after tax)

$5,133.01/yr

At 15% tax rate, PYFRF beats the other by $264,579.14/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PYFRF + QYLD for your $10,000?

PYFRF: 50%QYLD: 50%

100% QYLD50/50100% PYFRF

Portfolio after 10yr

$602.6K

Annual income

$161,673.63/yr

Blended yield

26.83%

📊

Analyst Conviction Gap

Where Wall Street is split right now

PYFRF

Analyst Ratings

Hold

Consensus: Hold

Altman Z

1.1

Piotroski

3/9

QYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PYFRF buys

QYLD buys

No recent congressional trades found for PYFRF or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricPYFRFQYLD

Forward yield	72.46% ✓	12.24%
Annual dividend / share	$2.00	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$1.18M	$26.5K ✓
Annual income after 10y	$317,308.42 ✓	$6,038.84
Total dividends collected	$1.01M	$28.5K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: PYFRF vs QYLD ($10,000, DRIP)

Year	PYFRF Portfolio	PYFRF Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$17,946	$7,246.38	$10,384	$1,224.49	+$7.6K → PYFRF
2	$31,356	$12,153.85	$10,900	$1,388.18	+$20.5K → PYFRF
3	$53,398	$19,846.35	$11,576	$1,590.76	+$41.8K → PYFRF
4	$88,721	$31,585.86	$12,447	$1,844.20	+$76.3K → PYFRF
5	$143,979	$49,047.24	$13,567	$2,164.97	+$130.4K → PYFRF
6	$228,446	$74,387.83	$15,003	$2,576.05	+$213.4K → PYFRF
7	$354,743	$110,306.48	$16,853	$3,110.04	+$337.9K → PYFRF
8	$539,660	$160,084.26	$19,251	$3,813.85	+$520.4K → PYFRF
9	$805,035	$227,599.12	$22,390	$4,756.08	+$782.6K → PYFRF
10	$1,178,696	$317,308.42	$26,548	$6,038.84	+$1.15M → PYFRF

PYFRF vs QYLD: Complete Analysis 2026

PYFRF — Stock

Payfare Inc., a financial technology company, provides instant payment and digital banking solutions to gig economy workers in Canada, the United States, and Mexico. The company offers PayFare, a platform that provides access to earnings, as well as banking services, such as ATM withdrawals, funds transfers, bill payments, and savings wallets. Payfare Inc. was incorporated in 2012 and is headquartered in Vancouver, Canada.

Full PYFRF Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

📬

Get this PYFRF vs QYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

PYFRF vs SCHD PYFRF vs JEPI PYFRF vs O PYFRF vs KO PYFRF vs MAIN PYFRF vs XYLD PYFRF vs JEPQ PYFRF vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.