Is PYPT or RYLD a better dividend investment in 2026?

PYPT currently yields 13.48% with a 5% 5-year dividend growth rate. RYLD yields 12.39% with 5% growth. The better choice depends on your goal: PYPT offers higher current income.

What is the dividend yield difference between PYPT and RYLD?

PYPT has a forward dividend yield of 13.48% ($2.00/share annually). RYLD yields 12.39% ($1.81/share annually). The yield gap is 1.09 percentage points.

Home › Compare › PYPT vs RYLD

PYPT vs RYLD: Dividend Comparison 2026

PYPT yields 13.48% · RYLD yields 12.39%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 PYPT wins by $3.3K in total portfolio value

INVESTMENT

TIME HORIZON10 years

PYPT

● Live price

13.48%

Share price

$14.84

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$48.5K

Annual income

$3,111.66

Full PYPT calculator →

RYLD

● Live price

12.39%

Share price

$14.64

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$45.3K

Annual income

$2,682.98

Full RYLD calculator →

Portfolio growth — PYPT vs RYLD

📍 PYPT pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	PYPT	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, PYPT + RYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

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Apr

—

May

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Jun

—

Jul

—

Aug

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Sep

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Oct

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Nov

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Dec

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PYPT pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PYPT

Annual income on $10K today (after 15% tax)

$1,145.55/yr

After 10yr DRIP, annual income (after tax)

$2,644.91/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,053.44/yr

After 10yr DRIP, annual income (after tax)

$2,280.53/yr

At 15% tax rate, PYPT beats the other by $364.38/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of PYPT + RYLD for your $10,000?

PYPT: 50%RYLD: 50%

100% RYLD50/50100% PYPT

Portfolio after 10yr

$46.9K

Annual income

$2,897.32/yr

Blended yield

6.18%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PYPT buys

RYLD buys

No recent congressional trades found for PYPT or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricPYPTRYLD

Forward yield	13.48% ✓	12.39%
Annual dividend / share	$2.00 ✓	$1.81
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$48.5K ✓	$45.3K
Annual income after 10y	$3,111.66 ✓	$2,682.98
Total dividends collected	$22.0K ✓	$19.4K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: PYPT vs RYLD ($10,000, DRIP)

Year	PYPT Portfolio	PYPT Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$12,048	$1,347.71	$11,939	$1,239.34	+$109.00 → PYPT
2	$14,409	$1,517.46	$14,158	$1,382.89	+$251.00 → PYPT
3	$17,113	$1,696.08	$16,682	$1,532.59	+$431.00 → PYPT
4	$20,194	$1,882.68	$19,537	$1,687.64	+$657.00 → PYPT
5	$23,684	$2,076.25	$22,752	$1,847.20	+$932.00 → PYPT
6	$27,617	$2,275.75	$26,355	$2,010.43	+$1.3K → PYPT
7	$32,031	$2,480.12	$30,376	$2,176.45	+$1.7K → PYPT
8	$36,961	$2,688.28	$34,847	$2,344.43	+$2.1K → PYPT
9	$42,447	$2,899.14	$39,800	$2,513.54	+$2.6K → PYPT
10	$48,530	$3,111.66	$45,269	$2,682.98	+$3.3K → PYPT

PYPT vs RYLD: Complete Analysis 2026

PYPT — Stock

Under normal market circumstances, the manager will maintain at least 80% exposure to financial instruments that provide one and a half times leveraged exposure to the daily performance of PYPL. The fund is an actively-managed ETF that seeks to achieve on a daily basis, before fees and expenses, 150% performance of PYPL for a single day, not for any other period, by entering into one or more swap agreements on PYPL. It is non-diversified.

Full PYPT Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.