Is PZAKY or QYLD a better dividend investment in 2026?

PZAKY currently yields 7.78% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between PZAKY and QYLD?

PZAKY has a forward dividend yield of 7.78% ($1.22/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 4.14 percentage points.

Home › Compare › PZAKY vs QYLD

PZAKY vs QYLD: Dividend Comparison 2026

PZAKY yields 7.78% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 PZAKY wins by $8.1K in total portfolio value

INVESTMENT

TIME HORIZON10 years

PZAKY

● Live price

7.78%

Share price

$15.67

Annual div

$1.22

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$33.5K

Annual income

$1,274.53

Full PZAKY calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — PZAKY vs QYLD

📍 PZAKY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	PZAKY	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, PZAKY + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

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Sep

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Oct

—

Nov

—

Dec

—

PZAKY pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PZAKY

Annual income on $10K today (after 15% tax)

$661.69/yr

After 10yr DRIP, annual income (after tax)

$1,083.35/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $3,727.06/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of PZAKY + QYLD for your $10,000?

PZAKY: 50%QYLD: 50%

100% QYLD50/50100% PZAKY

Portfolio after 10yr

$29.4K

Annual income

$3,466.93/yr

Blended yield

11.78%

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PZAKY buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricPZAKYQYLD

Forward yield	7.78%	11.92% ✓
Annual dividend / share	$1.22	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$33.5K ✓	$25.4K
Annual income after 10y	$1,274.53	$5,659.31 ✓
Total dividends collected	$10.3K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: PZAKY vs QYLD ($10,000, DRIP)

Year	PZAKY Portfolio	PZAKY Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$11,478	$778.46	$10,352	$1,192.36	+$1.1K → PZAKY
2	$13,117	$835.09	$10,830	$1,347.57	+$2.3K → PZAKY
3	$14,927	$891.87	$11,460	$1,539.07	+$3.5K → PZAKY
4	$16,921	$948.55	$12,275	$1,777.84	+$4.6K → PZAKY
5	$19,110	$1,004.88	$13,323	$2,078.95	+$5.8K → PZAKY
6	$21,508	$1,060.66	$14,667	$2,463.34	+$6.8K → PZAKY
7	$24,129	$1,115.67	$16,396	$2,960.57	+$7.7K → PZAKY
8	$26,988	$1,169.76	$18,631	$3,612.97	+$8.4K → PZAKY
9	$30,100	$1,222.76	$21,548	$4,482.15	+$8.6K → PZAKY
10	$33,482	$1,274.53	$25,398	$5,659.31	+$8.1K → PZAKY

PZAKY vs QYLD: Complete Analysis 2026

PZAKY — Stock

POWSZECHNY Zaklad Ubezpieczen SA provides life and non-life insurance products and services in Poland, the Baltic States, and Ukraine. It operates through Corporate Insurance, Mass Insurance, Group and Individually Continued Insurance, Individual Insurance, Investments, Banking Activity, Pension Insurance, Baltic States, Ukraine, Investment Contracts, and Other segments. The company offers motor, property, casualty, agricultural, fire, and third-party liability insurance, as well as accident and life insurance. It also provides banking, medical, hospital, physical therapy, assistance, and spa services; manages pension and mutual funds; and offers financial and accounting services. In addition, the company is involved in buying, operating, renting, and selling real estate properties; investment activity; and consulting and training, and other monetary intermediation businesses. Further, it engages in the production and sale of radiators and sanitary fittings, bathroom accessories, and fittings; and auxiliary activity associated with insurance and pension funds. Powszechny Zaklad Ubezpieczen SA was founded in 1803 and is based in Warsaw, Poland.

Full PZAKY Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.