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PZC vs MO: Dividend Comparison 2026

PZC yields 5.10% · MO yields 6.36%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 MO wins by $58.5K in total portfolio value· pulled ahead in Year 4
10 years
PZC
PZC
● Live price
5.10%
Share price
$6.10
Annual div
$0.31
5Y div CAGR
-29.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.6K
Annual income
$16.28
Full PZC calculator →
MO
Altria Group Inc.
● Live price
6.36%
Share price
$65.99
Annual div
$4.20
5Y div CAGR
22.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$80.1K
Annual income
$30,159.17
Full MO calculator →

Portfolio growth — PZC vs MO

📍 MO pulled ahead of the other in Year 4

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPZCMO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PZC + MO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PZC pays
MO pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PZC
Annual income on $10K today (after 15% tax)
$433.43/yr
After 10yr DRIP, annual income (after tax)
$13.84/yr
MO
Annual income on $10K today (after 15% tax)
$540.99/yr
After 10yr DRIP, annual income (after tax)
$25,635.29/yr
At 15% tax rate, MO beats the other by $25,621.46/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PZC + MO for your $10,000?

PZC: 50%MO: 50%
100% MO50/50100% PZC
Portfolio after 10yr
$50.9K
Annual income
$15,087.72/yr
Blended yield
29.66%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on MO right now

PZC
No analyst data
Altman Z
0.9
Piotroski
3/9
MO
Analyst Ratings
16
Buy
9
Hold
1
Sell
Consensus: Buy
Price Target
$61.25
-7.2% upside vs current
Range: $47.00 — $68.00
Altman Z
3.2
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PZC buys
0
MO buys
0
No recent congressional trades found for PZC or MO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPZCMO
Forward yield5.10%6.36%
Annual dividend / share$0.31$4.20
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-29.8%22.6%
Portfolio after 10y$21.6K$80.1K
Annual income after 10y$16.28$30,159.17
Total dividends collected$1.2K$74.5K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: PZC vs MO ($10,000, DRIP)

YearPZC PortfolioPZC Income/yrMO PortfolioMO Income/yrGap
1$11,058$357.96$10,570$780.30+$488.00PZC
2$12,092$259.70$11,381$1,032.90+$711.00PZC
3$13,124$186.31$12,535$1,392.73+$589.00PZC
4← crossover$14,176$132.67$14,193$1,920.91$17.00MO
5$15,262$94.02$16,618$2,723.68$1.4KMO
6$16,397$66.41$20,263$3,993.80$3.9KMO
7$17,592$46.81$25,936$6,098.36$8.3KMO
8$18,856$32.95$35,166$9,775.01$16.3KMO
9$20,199$23.17$51,026$16,597.78$30.8KMO
10$21,629$16.28$80,113$30,159.17$58.5KMO

PZC vs MO: Complete Analysis 2026

PZCStock

PIMCO California Municipal Income Fund III is a closed ended fixed income mutual fund launched and managed by Allianz Global Investors Fund Management LLC. It is co-managed by Pacific Investment Management Company LLC. The fund invests in fixed income markets. It seeks to invest in stocks of companies operating across diversified sectors. Its investment portfolio include California municipal bonds, and other municipal bonds and notes; California variable rate notes and other variable rate notes; California variable rate demand notes and other variable rate demand notes; U.S. treasury bills; and call options written and put options written. PIMCO California Municipal Income Fund III was formed on October 31, 2002 and is domiciled in United States.

Full PZC Calculator →

MOConsumer Staples

Altria Group, Inc., through its subsidiaries, manufactures and sells smokeable and oral tobacco products in the United States. The company provides cigarettes primarily under the Marlboro brand; cigars and pipe tobacco principally under the Black & Mild brand; and moist smokeless tobacco products under the Copenhagen, Skoal, Red Seal, and Husky brands, as well as provides on! oral nicotine pouches. It sells its tobacco products primarily to wholesalers, including distributors; and large retail organizations, such as chain stores. Altria Group, Inc. was founded in 1822 and is headquartered in Richmond, Virginia.

Full MO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.