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QADA vs PM: Dividend Comparison 2026

QADA yields 3.82% · PM yields 3.49%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 PM wins by $25.0K in total portfolio value
10 years
QADA
QADA
● Live price
3.82%
Share price
$87.65
Annual div
$3.35
5Y div CAGR
-3.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.7K
Annual income
$341.31
Full QADA calculator →
PM
Philip Morris International
● Live price
3.49%
Share price
$164.83
Annual div
$5.76
5Y div CAGR
17.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.6K
Annual income
$2,502.61
Full PM calculator →

Portfolio growth — QADA vs PM

📍 PM pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodQADAPM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, QADA + PM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
QADA pays
PM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

QADA
Annual income on $10K today (after 15% tax)
$324.68/yr
After 10yr DRIP, annual income (after tax)
$290.11/yr
PM
Annual income on $10K today (after 15% tax)
$297.03/yr
After 10yr DRIP, annual income (after tax)
$2,127.22/yr
At 15% tax rate, PM beats the other by $1,837.11/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of QADA + PM for your $10,000?

QADA: 50%PM: 50%
100% PM50/50100% QADA
Portfolio after 10yr
$37.2K
Annual income
$1,421.96/yr
Blended yield
3.83%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on PM right now

QADA
Analyst Ratings
6
Buy
2
Hold
Consensus: Buy
PM
Analyst Ratings
17
Buy
7
Hold
1
Sell
Consensus: Buy
Price Target
$194.30
+17.9% upside vs current
Range: $180.00 — $205.00
Altman Z
4.0
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

QADA buys
0
PM buys
0
No recent congressional trades found for QADA or PM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricQADAPM
Forward yield3.82%3.49%
Annual dividend / share$3.35$5.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-3.2%17.2%
Portfolio after 10y$24.7K$49.6K
Annual income after 10y$341.31$2,502.61
Total dividends collected$3.6K$11.8K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusBuyBuy

Year-by-year: QADA vs PM ($10,000, DRIP)

YearQADA PortfolioQADA Income/yrPM PortfolioPM Income/yrGap
1← crossover$11,070$369.75$11,650$409.56$580.00PM
2$12,215$370.29$13,592$497.49$1.4KPM
3$13,440$369.64$15,882$605.21$2.4KPM
4$14,748$367.93$18,589$737.41$3.8KPM
5$16,146$365.27$21,794$899.94$5.6KPM
6$17,638$361.77$25,597$1,100.16$8.0KPM
7$19,230$357.53$30,118$1,347.30$10.9KPM
8$20,929$352.64$35,505$1,652.97$14.6KPM
9$22,741$347.21$41,940$2,031.88$19.2KPM
10$24,674$341.31$49,643$2,502.61$25.0KPM

QADA vs PM: Complete Analysis 2026

QADAStock

QAD Inc. provides cloud-based enterprise software solutions in North America, Europe, the Middle East, Africa, the Asia Pacific, and Latin America. It offers various software solutions, such as customer and service management solutions for manufacturers to acquire new customers; manufacturing solutions, which supports manufacturing business processes; enterprise asset management to manage, maintain, and install capital equipment; supply chain execution solutions that provides tools to support inventory and warehouse management; and financials solutions to manage and control finance and accounting processes. The company also provides demand and supply chain planning solutions to manage various procurement, manufacturing, inventory, distribution, and sales activities; global trade and transportation solutions to manage and optimize network of carriers for shipments; embedded analytics and business intelligence that offers data to measure performance; and internationalization, which supports companies that manufacture and distribute their products worldwide. In addition, it offers customer support and product update services, as well as professional services, including consulting, deployment, training, technical, development, and integration. The company markets its products through direct and indirect sales channels; and distributors and sales agents. It serves automotive, life sciences, consumer products, food and beverage, high technology, and industrial products manufacturing companies. QAD Inc. was founded in 1979 and is headquartered in Santa Barbara, California.

Full QADA Calculator →

PMConsumer Staples

Philip Morris International Inc. operates as a tobacco company working to delivers a smoke-free future and evolving portfolio for the long-term to include products outside of the tobacco and nicotine sector. The company's product portfolio primarily consists of cigarettes and smoke-free products, including heat-not-burn, vapor, and oral nicotine products that are sold in markets outside the United States. The company offers its smoke-free products under the HEETS, HEETS Creations, HEETS Dimensions, HEETS Marlboro, HEETS FROM MARLBORO, Marlboro Dimensions, Marlboro HeatSticks, Parliament HeatSticks, and TEREA brands, as well as the KT&G-licensed brands, Fiit, and Miix. It also sells its products under the Marlboro, Parliament, Bond Street, Chesterfield, L&M, Lark, and Philip Morris brands. In addition, the company owns various cigarette brands, such as Dji Sam Soe, Sampoerna A, and Sampoerna U in Indonesia; and Fortune and Jackpot in the Philippines. The company sells its smoke-free products in 71 markets. Philip Morris International Inc. was incorporated in 1987 and is headquartered in New York, New York.

Full PM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.