Is QBEIF or RYLD a better dividend investment in 2026?

QBEIF currently yields 4.81% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: RYLD offers higher current income.

What is the dividend yield difference between QBEIF and RYLD?

QBEIF has a forward dividend yield of 4.81% ($0.75/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 7.33 percentage points.

Home › Compare › QBEIF vs RYLD

QBEIF vs RYLD: Dividend Comparison 2026

QBEIF yields 4.81% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 QBEIF wins by $4944.68M in total portfolio value· pulled ahead in Year 2

INVESTMENT

TIME HORIZON10 years

QBEIF

● Live price

4.81%

Share price

$15.50

Annual div

$0.75

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$4944.72M

Annual income

$4,754,811,264.17

Full QBEIF calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — QBEIF vs RYLD

📍 QBEIF pulled ahead of the other in Year 2

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	QBEIF	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, QBEIF + RYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

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Jun

—

Jul

—

Aug

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Sep

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Oct

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Nov

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Dec

—

QBEIF pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

QBEIF

Annual income on $10K today (after 15% tax)

$408.82/yr

After 10yr DRIP, annual income (after tax)

$4,041,589,574.54/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, QBEIF beats the other by $4,041,587,375.30/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of QBEIF + RYLD for your $10,000?

QBEIF: 50%RYLD: 50%

100% RYLD50/50100% QBEIF

Portfolio after 10yr

$2472.38M

Annual income

$2,377,406,925.75/yr

Blended yield

96.16%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

QBEIF buys

RYLD buys

No recent congressional trades found for QBEIF or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricQBEIFRYLD

Forward yield	4.81%	12.14% ✓
Annual dividend / share	$0.75	$1.81 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	0%
Portfolio after 10y	$4944.72M ✓	$44.5K
Annual income after 10y	$4,754,811,264.17 ✓	$2,587.35
Total dividends collected	$4931.36M ✓	$18.8K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: QBEIF vs RYLD ($10,000, DRIP)

Year	QBEIF Portfolio	QBEIF Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1	$11,662	$961.94	$11,914	$1,213.65	$252.00 → RYLD
2← crossover	$14,575	$2,096.83	$14,099	$1,351.30	+$476.00 → QBEIF
3	$20,494	$4,898.35	$16,580	$1,494.55	+$3.9K → QBEIF
4	$34,802	$12,873.75	$19,384	$1,642.61	+$15.4K → QBEIF
5	$78,102	$40,863.47	$22,535	$1,794.70	+$55.6K → QBEIF
6	$254,979	$171,410.38	$26,063	$1,950.00	+$228.9K → QBEIF
7	$1,318,818	$1,045,990.84	$29,995	$2,107.69	+$1.29M → QBEIF
8	$11,523,542	$10,112,406.09	$34,361	$2,266.99	+$11.49M → QBEIF
9	$177,488,973	$165,158,782.91	$39,194	$2,427.12	+$177.45M → QBEIF
10	$4,944,724,465	$4,754,811,264.17	$44,525	$2,587.35	+$4944.68M → QBEIF

QBEIF vs RYLD: Complete Analysis 2026

QBEIF — Stock

QBE Insurance Group Limited underwrites general insurance and reinsurance risks. The company offers range of commercial, personal, and specialty products, such as commercial and domestic property, motor and motor casualty, agriculture, public/product liability, professional indemnity, workers' compensation, marine, energy and aviation, accident and health, financial and credit, and other insurances, as well as risk management solutions. It also manages Lloyd's syndicates, as well as offers investment management services. The company operates in Australia, Europe, North America, Asia, and the Pacific. QBE Insurance Group Limited was founded in 1886 and is headquartered in Sydney, Australia.

Full QBEIF Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.