Is QBUF or VYM a better dividend investment in 2026?

QBUF currently yields 6.86% with a 5% 5-year dividend growth rate. VYM yields 2.41% with 7.8% growth. The better choice depends on your goal: QBUF offers higher current income.

What is the dividend yield difference between QBUF and VYM?

QBUF has a forward dividend yield of 6.86% ($2.00/share annually). VYM yields 2.41% ($3.51/share annually). The yield gap is 4.45 percentage points.

Home › Compare › QBUF vs VYM

QBUF vs VYM: Dividend Comparison 2026

QBUF yields 6.86% · VYM yields 2.41%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 QBUF wins by $3.6K in total portfolio value

INVESTMENT

TIME HORIZON10 years

QBUF

● Live price

6.86%

Share price

$29.16

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$31.5K

Annual income

$1,060.69

Full QBUF calculator →

VYM

Vanguard High Dividend Yield ETF

● Live price

2.41%

Share price

$145.48

Annual div

$3.51

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.8K

Annual income

$278.55

Full VYM calculator →

Portfolio growth — QBUF vs VYM

📍 QBUF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	QBUF	VYM
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, QBUF + VYM cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Oct

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Dec

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QBUF pays

VYM pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

QBUF

Annual income on $10K today (after 15% tax)

$583.06/yr

After 10yr DRIP, annual income (after tax)

$901.59/yr

VYM

Annual income on $10K today (after 15% tax)

$205.23/yr

After 10yr DRIP, annual income (after tax)

$236.77/yr

At 15% tax rate, QBUF beats the other by $664.82/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of QBUF + VYM for your $10,000?

QBUF: 50%VYM: 50%

100% VYM50/50100% QBUF

Portfolio after 10yr

$29.7K

Annual income

$669.61/yr

Blended yield

2.26%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

QBUF buys

VYM buys

No recent congressional trades found for QBUF or VYM in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricQBUFVYM

Forward yield	6.86% ✓	2.41%
Annual dividend / share	$2.00	$3.51 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$31.5K ✓	$27.8K
Annual income after 10y	$1,060.69 ✓	$278.55
Total dividends collected	$8.8K ✓	$2.6K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: QBUF vs VYM ($10,000, DRIP)

Year	QBUF Portfolio	QBUF Income/yr	VYM Portfolio	VYM Income/yr	Gap
1← crossover	$11,386	$685.95	$11,151	$241.44	+$235.00 → QBUF
2	$12,913	$729.93	$12,413	$246.79	+$500.00 → QBUF
3	$14,590	$773.66	$13,794	$251.79	+$796.00 → QBUF
4	$16,429	$816.98	$15,306	$256.47	+$1.1K → QBUF
5	$18,439	$859.73	$16,960	$260.84	+$1.5K → QBUF
6	$20,631	$901.78	$18,768	$264.92	+$1.9K → QBUF
7	$23,018	$943.00	$20,745	$268.71	+$2.3K → QBUF
8	$25,613	$983.28	$22,905	$272.24	+$2.7K → QBUF
9	$28,428	$1,022.54	$25,265	$275.51	+$3.2K → QBUF
10	$31,479	$1,060.69	$27,842	$278.55	+$3.6K → QBUF

QBUF vs VYM: Complete Analysis 2026

QBUF — Stock

The Innovator Nasdaq-100 10 Buffer ETF seeks to track the return of the Invesco QQQ Trust (QQQ), to a cap, and provide a measure of downside protection by providing a 10% buffer over each 3-month outcome period. The ETF can be held indefinitely, resetting at the end of each outcome period.

Full QBUF Calculator →

VYM — ETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.