HomeCompareQCCO vs SPHD

QCCO vs SPHD: Dividend Comparison 2026

QCCO yields 104.17% · SPHD yields 4.33%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 QCCO wins by $4.59M in total portfolio value
10 years
QCCO
QCCO
● Live price
104.17%
Share price
$1.92
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$4.61M
Annual income
$1,596,885.34
Full QCCO calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — QCCO vs SPHD

📍 QCCO pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodQCCOSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, QCCO + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
QCCO pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

QCCO
Annual income on $10K today (after 15% tax)
$8,854.17/yr
After 10yr DRIP, annual income (after tax)
$1,357,352.54/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, QCCO beats the other by $1,356,866.92/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of QCCO + SPHD for your $10,000?

QCCO: 50%SPHD: 50%
100% SPHD50/50100% QCCO
Portfolio after 10yr
$2.32M
Annual income
$798,728.33/yr
Blended yield
34.43%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

QCCO buys
0
SPHD buys
0
No recent congressional trades found for QCCO or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricQCCOSPHD
Forward yield104.17%4.33%
Annual dividend / share$2.00$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$4.61M$26.5K
Annual income after 10y$1,596,885.34$571.32
Total dividends collected$4.14M$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: QCCO vs SPHD ($10,000, DRIP)

YearQCCO PortfolioQCCO Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$21,117$10,416.67$11,133$432.85+$10.0KQCCO
2$43,152$20,557.50$12,363$450.36+$30.8KQCCO
3$85,434$39,261.38$13,695$467.39+$71.7KQCCO
4$164,061$72,645.73$15,138$483.90+$148.9KQCCO
5$305,921$130,376.02$16,697$499.88+$289.2KQCCO
6$554,541$227,205.50$18,382$515.31+$536.2KQCCO
7$978,269$384,910.31$20,198$530.17+$958.1KQCCO
8$1,681,348$634,600.72$22,157$544.46+$1.66MQCCO
9$2,818,376$1,019,333.42$24,266$558.18+$2.79MQCCO
10$4,612,548$1,596,885.34$26,536$571.32+$4.59MQCCO

QCCO vs SPHD: Complete Analysis 2026

QCCOStock

QC Holdings, Inc. provide various financial services for consumers and small businesses in the United States and Canada. The company offers installment, deferred deposit, and title-collateralized loans; and check cashing, bill pay, wire transfer and money orders, debit card, and prepaid card services. It also provides online lending, equity-based financing for small business, and factoring services, as well as personal loans through online under the 310-LOAN brand. The company operates 250 retail location in the United States. QC Holdings, Inc. was founded in 1984 and is headquartered in Lenexa, Kansas.

Full QCCO Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.